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Workers Compensation insurance offers coverage for a 'Contractors Employees' on the job injuries and loss of earnings protection. Another part of a workers comp policy. Most construction contractors are familiar with the process of obtaining surety bonds, but they may not be aware of the legal relationships bonds. General Liability' (Commercial General Liability, [CGL]), is the one form of coverage that business owners should always have in-force, an insurance policy issued.

Subcontractors should use like limits to the general and if excess is required by the project owner then the subs will place the same protective limits.
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Established I.C Insurance Solutions, after working with contractors and fulfilling their insurance needs for 20 years, but, having felt there was something missing at other brokerages he's worked with.
He decided to become fluent in all twenty-lines of coverage plus surety bonding.
I am a Contractor Insurance Broker in the Commercial Insurance Industry and ancillary products for 20+ years.
I have been procuring and developing clients to our multi-state insurance agency through niche credentials and continued education, compelled by prudence, ability, and a strong passion for the work we do, as insurance brokers, and the help I offer in contractual liability & risk transfer requirements and scenarios.
The most common types of commercial insurance (The Core), consist of general liability, auto, workers' compensation and property.
The different liability policies respond to covered events such as damages to third parties where as worker's compensation insurance offers set coverage's for on-the-job injuries to your employees and property insurance offers set coverage's for damages to your owned property and if endorsed, business personal property.
Depending on your business, you may want additional specialized coverage's.
Please provide information below for a quote.
All Information is confidential.
It will be used solely for the purpose of determining if submission of an application to an insurance company is appropriate.
Nothing herein constitutes coverage, nor is to be considered an offer of insurance.
Builder's risk insurance offers specified coverage for projects, structures and vessels while they are being constructed.
For example, a Builder's risk policy would cover losses while ship or vessel is in your care, custody & control for repairs or if a windstorm takes down your partially constructed condominium complex plus cover expenses for loss of use by general contractors, subcontractors and property owners.
Contractors, Drivers and Project Owners face many exposures on the road and at jobsite locations.
Commercial Automobile Liability responds to third party damage caused by the cars, vans, trucks and trailers used in your business; include all vehicles/units and all drivers on the policy before employees/others operate vehicles to be sure they and the vehicles are acceptable to the carrier.
Hired and non owned autos coverage is recommended endorsed to a policy if a company has any employees.
Please provide information below for a quote.
Items marked with an asterisk * are required fields.
All Information is confidential.
It will be used solely for the purpose of determining if submission of an application to an insurance company is appropriate.
Nothing herein constitutes coverage, nor is to be considered an offer of insurance.
Environmental Contractors and Remediation Contractors face many risks stemming from operations at their job sites and spill locations so it is essential to procure a package policy consisting of general liability (GL) to respond to bodily injury & property damage to others, professional errors & omissions (E & O) to respond to negligence, contractors pollution liability (CPL) for response to contaminated soil disposal and the accidental release of or fire to materials, fuel oil, chemicals and toxic gases (from broken pipelines and etcetera), utilities and junctures, stationary and mobile fuel tanks.
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