We get it, insurance can be complicated. At Bankers, we've been preparing for uncertain moments our whole life. So you don't have to. A proven team in your corner, for easier answers during difficult times. Coverage designed with precision - the clearest choices for your family or businesses needs. Because with the right insurance, and your assets secure, life feels lighter.
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Founded in 1976, Bankers Insurance Group has grown from a small local company to a diverse corporation with a hard-earned reputation for innovative insurance products and superior customer service.
Headquartered in St. Petersburg, Florida, Bankers is strongly rooted in the Southeast, with the specialized experience and geographic focus of a major regional carrier.
In other words, with more than 40 catastrophes under our belts, we've gotten very good at helping our policyholders through hurricanes, flooding and other catastrophes quickly, thoroughly and intact.
Headquartered in St. Petersburg, Florida, Bankers is strongly rooted in the Southeast, with the specialized experience and geographic focus of a major regional carrier.
In other words, with more than 40 catastrophes under our belts, we've gotten very good at helping our policyholders through hurricanes, flooding and other catastrophes quickly, thoroughly and intact.
A Homeowners Insurance policy covers several things: damage to the home and the owner's belongings, certain legal claims against the owner for which he may be liable, and limited coverage of people who are injured on the owner's property.
This package policy typically provides coverage options for a broad variety of risks on the home; however, some risks, such as earthquake and flood, are excluded.
The policy also does not cover land.
If you own a townhouse, you may need to purchase a Condominium policy.
This package policy typically provides coverage options for a broad variety of risks on the home; however, some risks, such as earthquake and flood, are excluded.
The policy also does not cover land.
If you own a townhouse, you may need to purchase a Condominium policy.
A Condominium or Unit-owners Policy is similar to a Homeowners Policy.
It's a package policy including coverage for your condo, its contents and loss of use.
The policy has liability coverage for unintentional acts that cause bodily injury.
Even though it may be called "all risk, " some risks are excluded (earthquake and flood, for example), and the policy doesn't cover land.
With a condo, you don't own and insure the exterior, so your cost may be less.
The ownership deed, usually called the "condominium declaration" or the "master deed, " lets you know the exact provisions of ownership and rights of occupancy.
It's a package policy including coverage for your condo, its contents and loss of use.
The policy has liability coverage for unintentional acts that cause bodily injury.
Even though it may be called "all risk, " some risks are excluded (earthquake and flood, for example), and the policy doesn't cover land.
With a condo, you don't own and insure the exterior, so your cost may be less.
The ownership deed, usually called the "condominium declaration" or the "master deed, " lets you know the exact provisions of ownership and rights of occupancy.
A Landlord insurance or Dwelling Fire (DP-3) policy is similar to a Homeowners policy.
It is an insurance policy best suited for a residential property typically rented to others.
The policy covers losses to the building's structure, loss of use or rental Income, and customarily personal liability (this is an optional coverage).
These policies also allow additional coverage through endorsements.
The DP3 rental home insurance policy is considered the best insurance policy for rental properties or non-owner occupied homes.
It is an insurance policy best suited for a residential property typically rented to others.
The policy covers losses to the building's structure, loss of use or rental Income, and customarily personal liability (this is an optional coverage).
These policies also allow additional coverage through endorsements.
The DP3 rental home insurance policy is considered the best insurance policy for rental properties or non-owner occupied homes.
Renters insurance is tailored to address your needs as a renter.
These needs, naturally, differ from those of a dwelling or condominium unit owner.
Because you don't insure your dwelling or apartment structure, your coverage begins with personal property.
Like the Homeowners or Condominium policy, the Renters policy is a package policy and includes property insurance covering damage to your belongings, liability insurance covering certain legal claims against you as the tenant, and limited coverage for medical expenses of guests who are injured on your property.
These needs, naturally, differ from those of a dwelling or condominium unit owner.
Because you don't insure your dwelling or apartment structure, your coverage begins with personal property.
Like the Homeowners or Condominium policy, the Renters policy is a package policy and includes property insurance covering damage to your belongings, liability insurance covering certain legal claims against you as the tenant, and limited coverage for medical expenses of guests who are injured on your property.
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