Are you tired of ridiculously high premiums and faceless service from anonymous call centers? If you utilize large, national insurance companies that advertise on TV, radio, online, basically everywhere.you may be getting hammered with excessive premiums and substandard coverage. These insurance companies have agents that can only sell the very limited options their company offers.
They are known as "Captive Agents". They can only quote you the product they have, which is normally not the best priced or suitable, meaning too little coverage for too much money. They cannot look for plans outside the offerings available from their own home office. And if the parent company decides to stop selling a particular product, they can't sell it either.
We see various tactics used by the big companies all the time to compete solely on price: eliminating or reducing certain coverages, offering odd numbered limits of coverage, and our favorite, offering a "bare bones", minimal coverage policy to accommodate the price sensitive buyer.
They are known as "Captive Agents". They can only quote you the product they have, which is normally not the best priced or suitable, meaning too little coverage for too much money. They cannot look for plans outside the offerings available from their own home office. And if the parent company decides to stop selling a particular product, they can't sell it either.
We see various tactics used by the big companies all the time to compete solely on price: eliminating or reducing certain coverages, offering odd numbered limits of coverage, and our favorite, offering a "bare bones", minimal coverage policy to accommodate the price sensitive buyer.
Services
3 ONE-STOP shopping for you- we represent TOP rated companies and shop the market for you.
We have some of the VERY best companies for auto, home, commercial and life insurance in the country!
We believe that questions are one of the most important tools for learning-so we ask enough to be able to accurately and effectively assess your coverage exposures and needs to provide a customized insurance solution, not a one size fits all quote, like most agents.
We take time to research solutions and get a clear understanding of the risk involved and how to best eliminate or at least minimize the risk involved.
We have some of the VERY best companies for auto, home, commercial and life insurance in the country!
We believe that questions are one of the most important tools for learning-so we ask enough to be able to accurately and effectively assess your coverage exposures and needs to provide a customized insurance solution, not a one size fits all quote, like most agents.
We take time to research solutions and get a clear understanding of the risk involved and how to best eliminate or at least minimize the risk involved.
We are Salem's Award Winning Insurance Protection Team Since 1983.
We are a family-owned Insurance Agency that has been operating in Salem, Ohio for 34 years.
Our 2000 satisfied clients depend on us to provide ULTIMATE 'Peace of Mind' service, knowing their protection needs are being met.
We care about our clients and take pride in what we do.
We are an agency that represents multiple insurance companies.
As agents, we represent our clients (NOT the company) and work on our client's behalf "Shopping The Market" saving them BOTH time and money-GETTING them the best VALUE for their insurance dollar!
We are a family-owned Insurance Agency that has been operating in Salem, Ohio for 34 years.
Our 2000 satisfied clients depend on us to provide ULTIMATE 'Peace of Mind' service, knowing their protection needs are being met.
We care about our clients and take pride in what we do.
We are an agency that represents multiple insurance companies.
As agents, we represent our clients (NOT the company) and work on our client's behalf "Shopping The Market" saving them BOTH time and money-GETTING them the best VALUE for their insurance dollar!
Auto Insurance isn't just a good thing to have to protect you financially in the case of an accident - in many states it's required.
All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price.
Your price gets even better if you qualify for any of our available discounts.
Collision and Comprehensive (other than collision) coverages pay for damage to your automobile.
If you have an auto loan you may be required to purchase both.
Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism.
All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price.
Your price gets even better if you qualify for any of our available discounts.
Collision and Comprehensive (other than collision) coverages pay for damage to your automobile.
If you have an auto loan you may be required to purchase both.
Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism.
The coverage you have depends upon the type of policy you have.
Unlike auto insurance, where the policies may be very similar, homeowners policies can be quite different, depending on the "form" number.
Homeowner policies are "package" policies.
You get a group of coverages packaged into your policy for one overall premium.
They include coverage on your building, your contents (furniture, clothing, etc.) and liability insurance in case you are sued, under the same policy.
The property coverage is shown under Section 1, while the liability coverage is described under Section 2.
Unlike auto insurance, where the policies may be very similar, homeowners policies can be quite different, depending on the "form" number.
Homeowner policies are "package" policies.
You get a group of coverages packaged into your policy for one overall premium.
They include coverage on your building, your contents (furniture, clothing, etc.) and liability insurance in case you are sued, under the same policy.
The property coverage is shown under Section 1, while the liability coverage is described under Section 2.
Many financial experts consider life insurance to be the cornerstone of sound financial planning.
If people depend on your income, life insurance can replace that income for them if you die.
The most commonly recognized case of this is parents with young children.
However, it can also apply to couples in which the survivor would be financially stricken by the income lost through the death of a partner, and to dependent adults, such as parents, siblings or adult children who continue to rely on you financially.
If people depend on your income, life insurance can replace that income for them if you die.
The most commonly recognized case of this is parents with young children.
However, it can also apply to couples in which the survivor would be financially stricken by the income lost through the death of a partner, and to dependent adults, such as parents, siblings or adult children who continue to rely on you financially.
Reviews
Be the first to review Sanor Insurance Agency.
Write a Review
