Highlands Insurance Solutions
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Using our services as independent brokers never costs you more. Some brokers charge a fee to help you with your health insurance. We don't. Using us also doesn't increase the cost of your premium. We do save you time and frustration, assuring you that you have the right plan for your family. Medicare has gaps - deciding how to fill them is a critical decision.

There are loads of options out there on how to address the gaps in Medicare's coverage - so many that you can get a little dizzy evaluating it all. We are especially geared to working with individuals, families and small businesses in our community. We will not come at you with a one-sized-fits-all product; rather we want to know what your needs and goals are before we suggest solutions.

Sometimes that means a simple phone call to refine your needs before we send you that list of health insurance quotes for your family. Sometimes it is a much longer relationship defining how to best support your growing business. Our health insurance services are free of cost for our clients.
Services
We are at our best when making the world of insurance understandable and personal for you.
Our years of expertise and knowledge are best put to use making sure you have the right amount and type of insurance.
We can tell you which individual health plans are available with or without subsidies and if it is worth your while to put your personal information in the state exchange to obtain a subsidized plan.
We sit down with seniors to find the right Medicare plan to fit their health needs and budget, as well as do annual re-evaluations with them at open enrollment time.
A happy healthy smile is an important part of our well-being.
Dental Insurance can help to encourage regular exams and cleanings as well as provide the additional coverage for those more extensive procedures like fillings, crowns, root canals and others.
For Group Insurance plans dental insurance options can be included in your quote from Issaquah Financial, assuming a minimum number of employees.
For individuals and families and seniors Delta Dental offers stand-alone plans with a variety of coverage levels and premiums.
Small companies, whether they are one owner operator or 20 loyal employees deserve great service.
They deserve someone who will take the time with them, understand their needs and come up with creative solutions.
In the health insurance market place for small companies there are traditional small and micro group plans.
We'll listen and strategize with you.
Using our services as independent brokers never costs you more.
Some brokers charge a fee to help you with your health insurance.
We don't.
It also won't increase the premium you pay.
It can only save you time and frustration, assuring you that you have the right plan for your family.
We can help you to know if you are eligible for an Affordable Care Act Health Insurance Tax Credit subsidy and if it would be in your financial interests to apply for your health insurance via the Washington state exchange, or if that step is not worth your while and you should go direct through the insurance company of your choice.
Medicare has gaps - deciding how to fill them is a critical decision.
There are loads of options out there on how to address the gaps in Medicare's coverage - so many that you can get a little dizzy evaluating it all.
Medicare Supplement (Medigap) Plans, Medicare Advantage, Prescription Drug plans, Employer/Retiree plans all have a role.
No one plan is right or best for everyone.
Understanding your priorities is what we do.
What plans your providers take, which plans cover your prescriptions, what fits in your budget not just this month, but long term - those are the answers we provide.
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