Professional Benefit Services
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Professional Benefit Services
Professional Benefit Services, Inc. is an independent insurance and retirement plan brokerage serving the Pacific Northwest since 1989. PBS can help! Whether it is life insurance, disability insurance, annuities, long term care or other sound protection options, we can assist you. Our goals is to help you make the right decision to care for yourself and your family, protect your assets and give you confidence.

Learn how PBS can help. Employee benefits can feel burdensome to offer. With ever-changing Affordable Care Act regulations and penalties benefit administration can seem overwhelming. Well, they don't have to be. We simplify the process and help you in understanding, maintaining and evaluating your benefit packages. Our strength lies in our ability to provide you with one source, one contact to reach out to for guidance.

Please note: The charitable entities and/or fundraising opportunities described herein are not endorsed by or affiliated with Cetera Advisor Networks LLC or its affiliates.
Services
Professional Benefit Services, Inc. is an independent insurance and retirement plan brokerage servicing the Pacific Northwest since 1989.
To add value by providing insight and education to our clients enabling them to reach their goals by making the most of the insurance and investment products they have.
To run a reasonably profitable business allowing our employees to benefit personally as well as give back to the communities they live in.
To make all or our relationships: clients, coworkers, carrier contacts and vendors, feel that they are valued.
An extremely important planning tool.
This coverage can help fill that financial gap between what you have saved and what is needed to minimize disruption in your loved ones lifestyle.
We have witnessed firsthand this coverage keep families in homes, kids in college, and allow survivors time to adjust to their new norm.
Could you stop working tomorrow and live out the rest of your life with the money and assets you have already acquired?
If not, we should discuss protecting your income with disability insurance.
Life insurance is a key planning tool.
Should something happen to you, the insurance proceeds walk through the door right after you walk out.
It allows you to protect your family for a fraction of the cost of setting aside your own savings and although it will never replace you, it will lessen the financial burden giving your loved ones less to worry about as they grief your loss.
Not all of the products and services referenced on this site may be available in every state and through every advisor listed.
Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities.
There are three levels of long-term care.
Skilled care: Generally round-the-clock care that's given by professional health care providers such as nurses, therapists, or aides under a doctor's supervision.
Intermediate care: Also provided by professional health care providers but on a less frequent basis than skilled care.
Custodial care: Personal care that's often given by family caregivers, nurses' aides, or home health workers who provide assistance with what are called "activities of daily living" such as bathing, eating, and dressing.
For those that in between jobs, self-employed or may not have access to health care insurance at work there is individual medical insurance.
There are multiple plans available to help fit your needs.
There are also special enrollment periods for those that experience a qualifying event outside of open enrollment.
Although we do not work with this line of coverage, we have partnered with others that do.
Not all of the products and services referenced on this site may be available in every state and through every advisor listed.
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