Total Insurance Solutions

Located in the scenic city of Chattanooga, Tennessee, Total Insurance Solutions is a minority owned and operated independent insurance agency.
As independent agents, we have access to a variety of top-rated insurance carriers offering a full range of personal and group (employee) benefits with the most competitive rates.
To cater to our clients individual needs, we have both standard and nonstandard markets for our personal lines.
From a group perspective, we deal with companies that have as few as two employees to employers that have as many as 2,000 or more.

To an ATV rider, there might be nothing quite like taking a ride out in some sand dunes out in the middle of the desert, or blazing through the trees in the forest.
Whatever the activity, there's no denying that riding an all-terrain vehicle is fun.
However, it can also be risky.
With a good variety of coverage types available, you should be able to work with an ATV insurance provider to create a policy that can provide you with maximum protection.
There are multiple types of coverages available that you can choose from to create a comprehensive ATV insurance policy.

While cruising the water in your boat, the last thing you want to worry about is insurance.
Contact us and let us take care of you.
Then go back to fishing, sunbathing, or just relaxing on those cool, clear waters.
We have a policy for most types of boats including bass boats, cruisers, fishing boats, pontoons, runabouts, sailboats, catamarans and utility boats.
Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 mile per hour horse power under a homeowners or renters insurance policy.

A classic, collectible or antique car is no ordinary car-and regular auto insurance is not sufficient to protect such a vehicle against damage or loss.
That said, there is no uniform definition of a classic car.
If a car's value exceeds its original selling price, then it might be considered collectible and a candidate for specialized classic car insurance.
You might also seek specialized insurance for vintage military vehicles, classic motorcycles and antique tractors.
Limited use - Your classic car cannot be used for everyday commuting or errands, and your policy may include mileage limitations and proof the car is being properly garaged if you do travel with it.

If you have purchased a condo or co-op, the bank will require insurance to protect its investment in your home.
You may, however, need more insurance to cover your personal items, liability or fees that may be charged to you regarding shared areas of the building like the lobby.
This provides coverage for your personal possessions, structural improvements to your apartment and additional living expenses if you are the victim of fire, theft or other disaster listed in your policy.
You also get liability protection.