AYAO Insurance
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Alice has been a licensed insurance agent since 2007, the same year she graduated from University of Washington. Over the next 10 years of her insurance career, Alice became a top producer in a local agency and used the experience to help many people in her community. Alice is very proud to have the opportunity to represent Allstate, a trusted national-brand that stands behind its promise to help protect what's most important to her customers and their family.

Gretchen has lived in Kirkland since 2002 and she is proud to call this place home. Gretchen began working in the insurance industry in 2018, the same year she joined Team AYAO. In her spare time, Gretchen enjoys attending local cuisine events, baking, cooking and spending time with her two wonderful children. Joti joined Team AYAO in 2019 with many years of customer service experience.

Before moving to Washington in 2018, Joti lived in Atlanta, Georgia. Joti enjoys helping customers with all of their insurance needs and having fun participating in local events with her team.
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Auto insurance is mandatory in 49 out of 50 states.
In Washington State, insurance regulations are set and enforced by the Washington State Insurance Commissioner Office.
Unless your vehicle is unregistered and inoperable, you are required to maintain at least the minimum coverage amount required by the state.
The mandated auto insurance coverage is the liability insurance to cover for any damage resulting from your negligence in an auto accident.
In addition to liability coverage, there are several optional coverages available to provide additional financial protection as well as coverage that can help to pay for your medical costs after a car accident.
Specialized coverage to protect your important documents from physical damage and data loss.
Protection for property damage, loss of cash due to theft, robbery, or destruction, and loss of income due to a covered loss.
Specialized coverage to protect patient data loss or theft, damaged documents, and property damage.
Specialized coverage for perishable items due to power outage, equipment breakdown, vehicle refrigeration malfuction, cash loss due to theft, robbery, or destruction, and customer data loss.
From the bottom of our hearts, we are sincerely thankful for all of our clients and their continuing support to our agency.
Our humble success is measured by the many great relationships we have developed with our clients.
Alice and her team is amazing!
I found them through Allstate's local agent search since I was relocating to Seattle and needed help for renters and auto insurance.
I can see why Alice and her team was highly recommended.
They are very reliable, informative, prompt, and above and beyond.
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