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My name is Rob Tavis. I am the owner of U.S. Insurance Solutions. I want to welcome you to the website and thank you very much for visiting! As your Personal Health Insurance Advisor, my primary goal is to make sure that you have the best possible health insurance coverage for your situation and needs. My primary focus is helping individuals, the self-employed, and small businesses create custom, comprehensive health plan alternatives to ACA/Obamacare plans.

If you are looking for an individual/family health plan and make too much money to get a tax credit subsidy from the government, one of our NAHP alternative health plan solutions may be just what you need!. If you own (or work for) a small business with under 50 employees, one of our NAHP alternative group health plans could save you 20% (or more) compared to a fully insured, ACA/Obamacare group plan while maintaining or improving your plan benefits.

However, I can also help with ACA/Obamacare plans for individuals who are eligible for a tax credit subsidy to help pay their premium and/or have significant health issues.
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Hi, my name is Rob Tavis.
I want to welcome you to U.S. Insurance Solutions, and thank you for taking time to learn how you can take control of your own healthcare and save significant money on your insurance premiums, medical expenses and taxes!
Since my business is mostly "virtual" these days, I want to tell you a little about me, both in and out of work, because I want you to feel comfortable working with me.
I started in the insurance business in 1990 working primarily with the self-employed and small businesses on their health insurance and other employee benefits.
There are several different types of supplemental health insurance plans.
We combine these supplemental plans with a Fixed Benefit and/or Short Term Medical plan to create our comprehensive alternative health plan packages.
However, these supplemental plans can also be combined with ACA/Obamacare individual plans as well as employer provided (group) health insurance to enhance overall coverage.
The following contains additional information about each of the above supplemental plan types.
Why an Accident Plan?
Whether you buy individual health insurance, get coverage through an employer group plan or from the government, healthcare in the US is EXPENSIVE.
It takes a little effort on your part to make sure you are getting the care that you need at a reasonable (fair) price.
To help you with that effort I have put together the following list of online healthcare shopping tools and resources.
They include sites to help you shop for the best price (or fair price) on all different types of healthcare.
There are also providers offering deeply discounted prices on multiple different types of care.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and cash value insurance.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
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