Our well-trained, experienced agents are ready to answer questions about your Medicare or health insurance and put together a comprehensive plan to fit your needs. Medicare Guru agents specialize in Medicare, and our agents are brokers who work for you and not the insurance company. Our brokers average over 20 years experience in Medicare help and are focused on educating first so you can make an informed decision on your healthcare.
Medicare Supplement Plans, or Medigap, work with Original Medicare to lower out of pocket costs. Medigap Plans F, G and N are the most popular. Looking for an alternative to Original Medicare? Medicare Advantage Plans offer coverage identical to Original Medicare with added benefits. Prescription Drug Plans, or Medicare Part D, covers medically necessary medication - something not covered by Original Medicare.
The rules pertaining to Medicare are confusing and the penalties and mistakes can be extremely costly. There are seven common mistakes people make that can cost them thousands of dollars and the freedom to choose their own doctor.
Medicare Supplement Plans, or Medigap, work with Original Medicare to lower out of pocket costs. Medigap Plans F, G and N are the most popular. Looking for an alternative to Original Medicare? Medicare Advantage Plans offer coverage identical to Original Medicare with added benefits. Prescription Drug Plans, or Medicare Part D, covers medically necessary medication - something not covered by Original Medicare.
The rules pertaining to Medicare are confusing and the penalties and mistakes can be extremely costly. There are seven common mistakes people make that can cost them thousands of dollars and the freedom to choose their own doctor.
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Are you about to turn 65 and need Medicare explained to you better than those ads on TV? You're not alone.
Tens of thousands of people turn 65 every day and most of what they know about Medicare are the mounds of mailers they get in the months before their 65th birthday.
The first thing you need to know is that if you wait to enroll, you may have a penalty to pay and may experience a gap in coverage.
There are only certain times when people can enroll in Medicare.
Some get Medicare automatically, while others need to apply.
Tens of thousands of people turn 65 every day and most of what they know about Medicare are the mounds of mailers they get in the months before their 65th birthday.
The first thing you need to know is that if you wait to enroll, you may have a penalty to pay and may experience a gap in coverage.
There are only certain times when people can enroll in Medicare.
Some get Medicare automatically, while others need to apply.
Medicare is the United States' federal health insurance program for people who are 65 or older.
It is also available for certain people younger than 65 with disabilities or people with End-Stage Renal Disease.
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B is outpatient medical coverage.
Part B helps pay for medically necessary services performed on an outpatient basis that are needed to diagnose and treat a medical condition.
It is also available for certain people younger than 65 with disabilities or people with End-Stage Renal Disease.
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B is outpatient medical coverage.
Part B helps pay for medically necessary services performed on an outpatient basis that are needed to diagnose and treat a medical condition.
Inpatient hospital care: This includes all care you receive after being admitted into a hospital by a physician.
Medicare covers up to 90 days each benefit period in a general hospital.
In addition, you receive 60 lifetime reserve days.
It also covers up to 190 lifetime days in a Medicare-certified psychiatric hospital.
Skilled nursing facility care: Medicare covers your room, board, and certain services provided in a skilled nursing facility.
This includes medications, tube feedings, and wound care.
Medicare covers up to 90 days each benefit period in a general hospital.
In addition, you receive 60 lifetime reserve days.
It also covers up to 190 lifetime days in a Medicare-certified psychiatric hospital.
Skilled nursing facility care: Medicare covers your room, board, and certain services provided in a skilled nursing facility.
This includes medications, tube feedings, and wound care.
Medicare Part B provides coverage for normal outpatient medical services once admitted to a hospital and some homebound services administered by physicians and skilled nurses or therapists.
Durable medical equipment: Equipment that serves a medical purpose, able to withstand repeated use, and appropriate for home use, is covered.
Home health services: If you are homebound and need skilled nursing or therapy care, you're covered under Part B.
Ambulance services: Emergency transportation by ambulance.
Durable medical equipment: Equipment that serves a medical purpose, able to withstand repeated use, and appropriate for home use, is covered.
Home health services: If you are homebound and need skilled nursing or therapy care, you're covered under Part B.
Ambulance services: Emergency transportation by ambulance.
An MA plan is administered by private insurance companies contracted with the federal government.
So, you do not enroll at the Social Security office.
You talk with a licensed Medicare agent like the ones at Bobby Brock insurance.
So, be sure to talk to a Part C specialist at Bobby Brock insurance to see what you can qualify for!
As long as you are enrolled in BOTH Medicare Part A and B you can purchase a Medicare Advantage plan.
You cannot drop Part B. If you do so, you will lose Part C coverage.
So, you do not enroll at the Social Security office.
You talk with a licensed Medicare agent like the ones at Bobby Brock insurance.
So, be sure to talk to a Part C specialist at Bobby Brock insurance to see what you can qualify for!
As long as you are enrolled in BOTH Medicare Part A and B you can purchase a Medicare Advantage plan.
You cannot drop Part B. If you do so, you will lose Part C coverage.
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