Baja Insurance Services
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Baja Insurance Services Inc. offers the community an alternative, low-cost approach to auto, home, life & various other insurance products and services. We have grown and continue to expand by providing value to our clients and financial opportunities to our team members. Baja Insurance Services Inc. is recognized as an industry and community leader since its inception and will continue to provide excellent customer service and outstanding leadership in all of our endeavors.
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What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
Download free reports from Baja Insurance Services, Inc.
These handy reports are provided free of charge for our website visitors.
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NOTICE: These reports and this website are made available by the publisher for educational and informational purposes only.
It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state.
Are you spending too much on Homeowners Insurance?
Do you feel that you are stuck deciding between homeowners associations, realtor companies, and insurance giants that see you as nothing but your wallet?
It is time to stop settling for insurance companies that clearly do not have any interest in getting you the best rates or taking your calls.
This is why you can work with Baja Insurance.
Our expert team will do their best to get you the lowest rates possible and prevent you from dealing with the hassle of communicating with the homeowner insurance giants.
Recreational vehicles do more than just carry you from one place to another; they transport you with an eye toward maximum fun and/or comfort along the way.
Just because some of these vehicles are associated with playtime, that doesn't mean they don't need the same insurance protection as any other piece of expensive property you own.
In fact, they may need more Recreational Vehicle insurance since they also create a potential for liabilities.
Your recreational vehicle is, just like an automobile, a moving vehicle that can cause bodily injury and property damage to others.
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