Cal American Insurance Agency

We are an independent agency and our advantage is that we are free to choose the best carrier for your insurance needs.
As an independent insurance agency, our duty is to our client's best interests.
We have working relationship with many financially strong and reputable insurance carriers.
These relationships allow us to match your specialized insurance needs with a company that will offer the best coverage at the most competitive price.
The experience and knowledge of our staff is our strength.

The second part of auto insurance covers the car itself: comprehensive coverage reimburses you for your loss due to theft or damage caused by something other than a collision with another car or object; collision coverage pays to repair losses caused by an accident.
Utilizing high deductibles on the physical damage coverage can help reduce premiums.
If you carry umbrella insurance, you must be sure that you carry the required amount of basic liability insurance to avoid gap in coverage for a serious accident.

Since your home is one of the most important financial investments of your lifetime, you'll need proper coverage in order to keep your investment protected.
We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs.
Our team is dedicated to providing the assurance that your family and your possessions are secure.
Accidents can happen at any time.
Having the right insurance can protect your home and everything in it, as well as keep your property covered from damages and accidents.

As a business owner, you have enough on you mind without having to worry about your insurance needs, You want to have the confidence that the business you've built is covered by a company that understand your business insurance needs.
Commercial business insurance provide wide-ranging protection for businesses.
There are various types of commercial business insurance that takes care of property, liability and workers' compensation, to name a few, While property insurance covers damages to business property and products stored with in the premises; liability insurance provides coverage for damages to third parties; and workers' compensation insurance covers injuries to employees.

Life insurance from Cal-American Insurance Services can help you secure your family's financial future by providing the funds they need to: cover burial expenses, uninsured medical bills, pay off your mortgage and other outstanding debts, and maintain a comfortable standard of living.
Term insurance premiums will not increase during the guaranteed policy time period (term) you select.
Universal Life is characterized by great flexibility.
Policyholders can determine the amount and frequency of premium payments- i.e., the more you pay, the less time you will need to pay.