D H-Financial Consulting Service
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David A. Hjorth, CLU, ChFC, AEP and Nicholas D. Hjorth, CPA, CLTC are partners of DH Financial & Insurance Services, an Registered Investment Advisory Firm, providing investment advisory services in California. David A. Hjorth and Nicholas D. Hjorth, CPA, CLTC are also separately registered as investment adviser representatives ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser, offering some advisory services in the state of California.

David A. Hjorth, CLU, ChFC, AEP and Nicholas D. Hjorth, CPA, CLTC are Registered Representatives and offer security products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a registered broker-dealer, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the state of California.

No offers may be made or accepted from any resident outside the specific states referenced. DH Financial Consulting Services and DH Financial & Insurance Services are not owned or operated by, or affiliated, with NYLIFE Securities LLC or its affiliates.
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At DH Financial, we pride ourselves in keeping our clients informed about the latest financial news that matters most.
We invite you to browse through newsletters and articles for the latest information and trends on tax laws, investment and market news, as well as estate, charitable, and business techniques.
David A. Hjorth, CLU, ChFC, AEP and Nicholas D. Hjorth, CPA, CLTC are partners of DH Financial & Insurance Services, an Registered Investment Advisory Firm, providing investment advisory services in California.
The Nautilus Group, a service of New York Life Insurance Company, is a unique organization that provides dedicated support in business and estate planning for a carefully selected group of financial professionals who work with high net worth families and business owners on estate, business and charitable planning objectives.
As a Member Agent of The Nautilus Group David has exclusive access to an experienced team of professionals with credentials in law, taxation, accounting, business, insurance, finance and philanthropic planning.
You are now leaving this Web site and you assume total responsibility and risk for your use of the site(s) you are linking to.
The information being provided is strictly as a courtesy.
When you link to any of the Web sites provided herewith, you are leaving this site.
Neither the Company, New York Life nor any of its subsidiaries, make any representations as to the completeness or accuracy of information that is provided at these sites.
Nor are they liable for any direct or indirect technical or systems issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site.
Through DH Financial & Insurance Services, we utilize a competitive suite of financial vehicles to construct personalized plans for our clients that aim to achieve our client's financial goals, while taking measures to reduce risk exposure and coordinating clients' existing insurance and other financial assets.
We help you identify financial strategies and retirement income plans that can help you accumulate assets for the future, shield your business and personal assets from liabilities, and safeguard asset transfer to children and grandchildren.
Our financial calculators are designed as educational tools to help you estimate answers to common financial questions.
They are not intended to predict future returns or results.
These calculators are hypothetical examples used for illustrative purposes and do not represent the performance of any specific investment or product.
Rates of return will vary over time, particularly for long-term investments.
Investments offering the potential for higher rates of return also involve a higher degree of risk of loss.
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