Larry Viegas Insurance Services, Inc. is a full service Equine and Farm focused Insurance business with a licensed, and friendly staff. We have over 30 years of knowledge in Farm, Ranch, and all Equine Insurance needs, and have policies to suit all your needs. Our Insurance services include both Farm and Ranch Packages and Commercial Equine Liability.
Each package is tailored to your needs and includes property and liability coverage for equine from the small pleasure horse farm on up to the equestrian estates and commercial operations. Our packages include coverage for your house, barns, shops, garages, fencing, tack, arena, and other equipment.
This coverage is very important if you perform any commercial equestrian activities such as boarding instruction, training, breeding, horse sales, etc. Coverage is provided if a third party who is injured or whose property is damaged sues you.The policy covers defense fees and pays claims for which you are legally liable up to the limit of the policy.
Each package is tailored to your needs and includes property and liability coverage for equine from the small pleasure horse farm on up to the equestrian estates and commercial operations. Our packages include coverage for your house, barns, shops, garages, fencing, tack, arena, and other equipment.
This coverage is very important if you perform any commercial equestrian activities such as boarding instruction, training, breeding, horse sales, etc. Coverage is provided if a third party who is injured or whose property is damaged sues you.The policy covers defense fees and pays claims for which you are legally liable up to the limit of the policy.
Services
Larry Viegas Insurance (LVI), is a small, family run, full service agency, focused on providing comprehensive insurance for the equine enthusiast, be it a hobby farm, ranch, club or large commercial business.
In 1987 Larry, Broker, and his wife Jackie, CFO, struck out on their own and formed "The Larry Viegas Insurance."
As the agency grew; Larry and Jackie did not need to look any farther than home for help at the agency.
In 1996, daughter Michelle joined LVI, focusing on the underwriting of mortality and Farm/Ranch custom packages; and in 1998, son, Cris, joined the agency and is focused on Farm/Ranch and Mortality sales.
In 1987 Larry, Broker, and his wife Jackie, CFO, struck out on their own and formed "The Larry Viegas Insurance."
As the agency grew; Larry and Jackie did not need to look any farther than home for help at the agency.
In 1996, daughter Michelle joined LVI, focusing on the underwriting of mortality and Farm/Ranch custom packages; and in 1998, son, Cris, joined the agency and is focused on Farm/Ranch and Mortality sales.
The Farmers and Ranchers Policy can cover the Dwelling(s), Contents, Outbuilding(s) Scheduled Farm Personal Property, Blanket Farm Personal Property and Liability limits up to $1,000,000 all in one package policy.
We routinely offer property limits up to $4,000,000 with availability for higher limits upon approval.
Several deductible options are available in addition to your choice of perils: Basic, Broad or Special.
The coverages described above are summarized and subject to the terms, conditions and exclusions printed in the policy.
We routinely offer property limits up to $4,000,000 with availability for higher limits upon approval.
Several deductible options are available in addition to your choice of perils: Basic, Broad or Special.
The coverages described above are summarized and subject to the terms, conditions and exclusions printed in the policy.
Farm Umbrella insurance provides higher liability limits than your primary policies: Farm Personal, and/or Commercial Liability, Commercial Farm Auto and other underlying insurance.
The Farm Umbrella is available to individuals, partnerships or other organizations for which LVI writes the underlying insurance.
You can now protect your assets with comprehensive and flexible coverage from one of the leaders in Equine insurance.
The policy covers the insured's liability for damages due to bodily injury sustained by another and property damage to tangible property of others that arise out of the insured premises and the personal, farming and commercial farm or stable activities and related operations of the insured.
The Farm Umbrella is available to individuals, partnerships or other organizations for which LVI writes the underlying insurance.
You can now protect your assets with comprehensive and flexible coverage from one of the leaders in Equine insurance.
The policy covers the insured's liability for damages due to bodily injury sustained by another and property damage to tangible property of others that arise out of the insured premises and the personal, farming and commercial farm or stable activities and related operations of the insured.
At LVI we understand that your farm autos are an integral part of your farming or ranching operation.
The generic Web-based auto coverage may be okay for your city cousins but you need a company that understands the special uses of automobiles in conjunction with your farm or ranch.
LVI offers a Combined Single Limit of Liability coverage because we understand that not all losses fit into the compartmentalized limits found in a split limits policy.
The Combined Single Limit policy will allow your insurance coverage to adapt to the demands of a loss whether it is Bodily Injury or Property Damage.
The generic Web-based auto coverage may be okay for your city cousins but you need a company that understands the special uses of automobiles in conjunction with your farm or ranch.
LVI offers a Combined Single Limit of Liability coverage because we understand that not all losses fit into the compartmentalized limits found in a split limits policy.
The Combined Single Limit policy will allow your insurance coverage to adapt to the demands of a loss whether it is Bodily Injury or Property Damage.
At LVI we understand that the rearing, training, racing, showing or breeding of an animal often represents a considerable financial investment.
Our Livestock Mortality insurance is a specialized program designed to protect your unique investments.
LVI's Livestock Mortality is a life insurance policy for your horse, with you as the beneficiary.
Your policy will pay actual value of the horse at the time of accident or illness causing its death, not exceeding the value specified in the policy.
If your horse is sick or injured before the policy expires and you have reported the sickness to the insurance company, your coverage will be extended for 12 months and the insurance company will pay your claim should the horse die within that time from the same cause.
Our Livestock Mortality insurance is a specialized program designed to protect your unique investments.
LVI's Livestock Mortality is a life insurance policy for your horse, with you as the beneficiary.
Your policy will pay actual value of the horse at the time of accident or illness causing its death, not exceeding the value specified in the policy.
If your horse is sick or injured before the policy expires and you have reported the sickness to the insurance company, your coverage will be extended for 12 months and the insurance company will pay your claim should the horse die within that time from the same cause.
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