Insurance For Seniors
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Insurance For Seniors
Medicare Advantage is offered by commercial insurance companies and HMO and PPO corporations. Medigap (Medicare Supplement Ins.) policy is private health insurance that helps supplement Medicare. We will walk you through the process of getting a heathcare plan that is best for your business, family or individual. Personal/Commercial Policies provided, we shop our preferred providers to offer a superior product at a fair price.

We are a full service insurance agency, licensed to provide coverage to protect what you value most, no matter what that is. We provide insurance on your Life, Health, Final Expenses, Home, and Auto as well as provide options for Fixed Annuities. Let us know. We follow the "Golden Rule" to help you navigate through your health insurance, prescription drug (Medicare Options),.

If you are having trouble with your insurance plan and are over 65 this is the best place to go. I went to a couple other companies first but no one was able to figure out the perfect plan for me like Insurance for Seniors, LLC.
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I have deep roots in Central PA.
A graduate of Central Dauphin High School, I played a variety of sports included baseball, soccer, golf, and volleyball.
I'm a graduate and avid fan of Penn State University.
I currently reside in Hershey with our two children and two dogs.
While I still love to golf, the majority of my free time is spent coaching youth sports (including hockey, lacrosse, softball, baseball, and soccer).
I'm an experienced sales professional with a proven track record of exceptional customer service.
We are proud to represent many of Pennsylvania's top carriers for Medicare Advantage Plans, Medicare Supplemental Insurance Plans, and Part D Prescription Plans.
Here are some of the companies we work with to find a solution to fit your needs (in alphabetical order).
Aetna offers Medicare Advantage Plans, Medicare Supplement Insurance Plans, and Part D Prescription Plans.
Capital BlueCross offers Medicare Advantage Plans, and Medicare Supplement Insurance Plans.
Highmark offers Medicare Advantage Plans, Medicare Supplement Insurance Plans, and Part D Prescription Plans.
Medicare Advantage (Part C) (MA)is a health insurance program of managed health care (PPO or HMO) that serves as a substitute for "Original Medicare" Parts A and B Medicare benefits.
Medicare Part A provides payments for in-patient hospital services excluding those of physicians and surgeons.
Part B provides payments to physicians and surgeons, as well as for medically necessary outpatient hospital services (such as ER, laboratory, x-rays and diagnostic tests) and certain durable medical equipment and supplies.
A Medigap (Medicare Supplement Insurance) policy is private health insurance that helps supplement Original Medicare.
This means it helps pay some of the health care costs that Original Medicare doesn't cover (like copayments, coinsurance, and deductibles).
These are "gaps" in Medicare coverage.
If you have Original Medicare and a Medigap policy, Medicare will pay its share of the Medicare-approved amounts for covered health care costs.
Then your Medigap policy pays its share.
A Medigap policy is different from a Medicare Advantage Plan (like an HMO or PPO) because those plans are ways to get Medicare benefits, while a Medigap policy only supplements the costs of your Original Medicare benefits.
Although the policy is called "final expense insurance, " it is no different than a traditional life insurance policy with a small monetary value.
Final expense insurance allows the named insured to feel safe knowing that funeral-related expenses are covered regardless of the status of their estate at the time of death.
The two types of final expense insurance are term life and whole life.
Term life insurance covers the insured for a specific time period or until a set age, after which coverage expires.
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