We are a family-owned business that offers insurance rates from multiple companies at the best price for your budget. We are dedicated to providing immediate coverage with low monthly payments. We offer auto policies that provide coverage for bodily injury, property damage or medical payments. Our homeowner's insurance protects your dwelling and personal property and includes liability for injuries to other people or damages.
Our commercial insurance protects you from any unforeseen circumstances and help you avoid financial ruin. Dale Wagner Insurance Agency provides life policies like term, whole, universal and variable life insurance.
Our commercial insurance protects you from any unforeseen circumstances and help you avoid financial ruin. Dale Wagner Insurance Agency provides life policies like term, whole, universal and variable life insurance.
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When you buy an auto insurance policy, you are buying a package of individual coverages.
Each coverage protects you against different types of losses.
Once you understand the various coverages, you can decide which ones to include in your personal insurance package.
You can also determine the limits of coverage you will need.
The following are some common coverages found in an auto policy.
NOTE - Your policy may not contain all of these coverages.
Bodily Injury (BI) Liability Coverage pays, up to the coverage limits, for damages due to injury or death of others in a vehicle accident for which you or the operator of your vehicle are legally responsible.
Each coverage protects you against different types of losses.
Once you understand the various coverages, you can decide which ones to include in your personal insurance package.
You can also determine the limits of coverage you will need.
The following are some common coverages found in an auto policy.
NOTE - Your policy may not contain all of these coverages.
Bodily Injury (BI) Liability Coverage pays, up to the coverage limits, for damages due to injury or death of others in a vehicle accident for which you or the operator of your vehicle are legally responsible.
A common practice for RV owners is to insure their RV under their current auto policy.
But too often the owner does not take the time to read what and how much is covered under their auto policy.
In many instances, RV's covered under auto policies are not adequately covered.
One misconception RV owners have is that the personal property in their RV will be covered under their homeowners policy.
This is true, but, coverage on personal property is limited when the property is kept somewhere other than the "residence premises."
But too often the owner does not take the time to read what and how much is covered under their auto policy.
In many instances, RV's covered under auto policies are not adequately covered.
One misconception RV owners have is that the personal property in their RV will be covered under their homeowners policy.
This is true, but, coverage on personal property is limited when the property is kept somewhere other than the "residence premises."
According to information from the U.S. Coast Guard, property damage to boats has been increasing.
Many states now require boats to be insured.
If you have your boat on a loan or use a marina, you will probably also be required to insure your boat.
If you are not required to insure your boat, it is important you still consider purchasing boat insurance.
Boat insurance works similar to the insurance for your car, and can protect in the same way.
But, since boats have different features than your car, you will want to make sure you have all the coverages you need and any savings that may lower your premium.
Many states now require boats to be insured.
If you have your boat on a loan or use a marina, you will probably also be required to insure your boat.
If you are not required to insure your boat, it is important you still consider purchasing boat insurance.
Boat insurance works similar to the insurance for your car, and can protect in the same way.
But, since boats have different features than your car, you will want to make sure you have all the coverages you need and any savings that may lower your premium.
For many of us our home is our most valuable possession.
The time to think about the unthinkable disaster is before it happens to you.
If your home were damaged or destroyed, insurance can help you repair or rebuild your home and replace damaged possessions.
The main purpose of insurance is to protect you against losses you cannot afford.
Few people have the financial resources to rebuild their homes.
In addition to protecting your home and possessions, homeowners insurance also provides liability coverage to protect you from financial ruin if someone is injured on your property and sues for damages.
The time to think about the unthinkable disaster is before it happens to you.
If your home were damaged or destroyed, insurance can help you repair or rebuild your home and replace damaged possessions.
The main purpose of insurance is to protect you against losses you cannot afford.
Few people have the financial resources to rebuild their homes.
In addition to protecting your home and possessions, homeowners insurance also provides liability coverage to protect you from financial ruin if someone is injured on your property and sues for damages.
Even though you don't own your own home you have personal property that can be lost to fires, burglaries and even lawsuits.
While most homeowners are insured for these risks, many renters are not.
No one requires renters to buy insurance to protect their personal property, so many do not.
The first time most people think about property insurance is with their first home since it is required by the mortgage company.
Although renter's insurance is usually not required, it is just as necessary to have.
While most homeowners are insured for these risks, many renters are not.
No one requires renters to buy insurance to protect their personal property, so many do not.
The first time most people think about property insurance is with their first home since it is required by the mortgage company.
Although renter's insurance is usually not required, it is just as necessary to have.
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