Homeowners policies from basic through comprehensive perils with many optional coverages to fit your needs. See more Home. Tenant homeowners policies include coverage for your Personal Property, Personal Liability and more. See more Renters. Bodily Injury, Property Damage, Comprehensive, Collision and more for all you recreational vehicles. See more Recreation.
Help us make a difference in the community! College is expensive enough without the added cost of unexpected accidents or theft not covered by your insurance policy. If you have a child heading away to.
Help us make a difference in the community! College is expensive enough without the added cost of unexpected accidents or theft not covered by your insurance policy. If you have a child heading away to.
Services
We are an independent insurance agency allowing us to represent multiple insurance companies.
We can, then, use our resources to put together the best plan of protection for you.
Richard began his insurance career in 1980 by founding the Richard A. Zuber Insurance Agency.
The agency was created to provide another avenue of service to our real estate customers-Homeowners Insurance.
Since that time we have evolved into a full-service insurance agency offering a wide array of insurance products.
JoCarol has been in the insurance industry since 1977 in various service and sales capacities.
We can, then, use our resources to put together the best plan of protection for you.
Richard began his insurance career in 1980 by founding the Richard A. Zuber Insurance Agency.
The agency was created to provide another avenue of service to our real estate customers-Homeowners Insurance.
Since that time we have evolved into a full-service insurance agency offering a wide array of insurance products.
JoCarol has been in the insurance industry since 1977 in various service and sales capacities.
Bodily Injury Liability - pays the medical expenses for someone that you are found liable for injuring in an auto accident*.
Property Damage Liability - pays for someone's property that you are found liable for damaging*.
Accidental Death Benefit - paid on behalf of you if you die as a result of an auto accident.
Uninsured and Underinsured Motorists Coverage - pays for bodily injury to you if you are hit by someone who doesn't have insurance or doesn't have enough insurance to cover your claim*.
Property Damage Liability - pays for someone's property that you are found liable for damaging*.
Accidental Death Benefit - paid on behalf of you if you die as a result of an auto accident.
Uninsured and Underinsured Motorists Coverage - pays for bodily injury to you if you are hit by someone who doesn't have insurance or doesn't have enough insurance to cover your claim*.
A homeowners insurance policy offers protection against losses to your property caused by perils usually including, but not limited to, fire, windstorm, lightning, vandalism and theft.
Policies are written on a variety of forms, from basic perils through comprehensive perils.
In addition to your home, your policy usually includes some coverage for other structures, personal property and loss of use of the property.
Loss of Use coverage is paid toward the increased expense incurred if your home cannot be occupied as a result of a covered loss.
Policies are written on a variety of forms, from basic perils through comprehensive perils.
In addition to your home, your policy usually includes some coverage for other structures, personal property and loss of use of the property.
Loss of Use coverage is paid toward the increased expense incurred if your home cannot be occupied as a result of a covered loss.
Optional coverages on a boat owner's insurance policy vary widely among insurance companies.
However, most policies include liability coverage for bodily injury or property damage you cause to others, uninsured boat owners coverage, physical damage coverage to your boat and towing.
Bodily Injury Liability - this coverage pays the medical expenses for someone that you are found liable for injuring in an accident.
Property Damage - this coverage pays for someone else's property that you are found liable for damaging.
However, most policies include liability coverage for bodily injury or property damage you cause to others, uninsured boat owners coverage, physical damage coverage to your boat and towing.
Bodily Injury Liability - this coverage pays the medical expenses for someone that you are found liable for injuring in an accident.
Property Damage - this coverage pays for someone else's property that you are found liable for damaging.
An umbrella liability policy extends the basic coverage provided in different types of liability coverages.
They may be layered above personal or commercial liability coverages.
There may be some claims covered under an umbrella policy that were not covered by the primary policies.
An umbrella policy acts as extra protection if the limits of the primary policies are exhausted.
They may be layered above personal or commercial liability coverages.
There may be some claims covered under an umbrella policy that were not covered by the primary policies.
An umbrella policy acts as extra protection if the limits of the primary policies are exhausted.
Reviews
Be the first to review Richard A Zuber Insurance Agency.
Write a Review
