Specht Insurance Group
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Family owned and operated, Specht Insurance Group, Ltd. has delivered quality insurance solutions to both business and individuals across the country since 1961. Headed by President, Pamela S. Specht, our team of experienced insurance professionals is committed to helping you find a comprehensive insurance policy to fit your needs. We focus on providing exceptional customer service and personalized attention that's difficult to find in today's market.

At Specht Insurance Group, Ltd., we'll work with you to ensure that what you care about most is protected! When it comes to commercial concerns, few firms know business insurance products like we do. Take advantage of a team that remains flexible and vigilant, we'll take care of you! Life can move pretty fast sometimes. Life and health insurance can ensure you and your loved ones remain protected even during life's unexpected events.

Striking a balance between work and leisure is just one aspect of the wide-ranging, lifestyle-related matters relevant in today's world.
Services
We've always been about service and assisting our insureds in protecting all that is important!
The expertise that you will find at Specht Insurance Group, Ltd. helps to ensure your satisfaction.
We combine our strong insurance background and product knowledge to assist clients in managing and planning for all types of potential risk.
Our knowledgeable insurance professionals are experienced in creating both commercial and personal insurance portfolios designed to fit your specific needs.
When you work with Specht Insurance Group, Ltd. you'll experience the customer service and attention to detail that you can only find with an independent insurance agency.
We are confident that with our understanding of insurance, we can help people better prepare for the future.
After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner, so they can easily grasp insurance concepts.
Above all else, we feel a commitment to our insureds.
Over the years, we have found that a team approach can be an effective method of helping clients with a wide variety of needs.
One-size-fits-all just doesn't apply to insurance, which is why every client gets our undivided attention.
There's no such thing as a one-size-fits-all insurance policy when it comes to your automobile.
Contact us today, and we'll help you protect what matters most.
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.
Contact us today, we'll show you all of your options, recommend the right limits, and make sure you receive every discount you deserve.
Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else.
Getting out on the water in your watercraft can be a wonderful escape but having fun on the water can increase liability risks.
Accidents happen - even on the water.
A boat insurance policy covers your boat and its motor against potential loss.
In addition, the policy can extend protection to equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks.
Coverage for fishing equipment and personal property is available.
Liability insurance can help pay for medical expenses or legal costs if you're at fault in a boating accident.
The National Flood Insurance Program offers residential policyholders dwelling coverage up to $250,000 and personal property coverage up to $100,000.
Private flood and additional excess flood coverages are available.
A general or temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property) from:.
Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in flood as defined above.
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