Vista Point Insurance Services
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Vista Point Insurance Services is a health insurance brokerage firm that is dedicated to excellence. We are committed to the principles of service, integrity and professionalism while providing our valued small business clients the highest quality of service with the goal of exceeding their expectations.
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Hello, I am Sheryl Carlson, President of Vista Point Insurance Services, Inc. Together we have 30 years of experience in helping business owners and consumers purchase health insurance.
My name is Sheryl Carlson and I am the President of Vista Point Insurance Services.
I have been helping employers, individuals and senior citizens with their health insurance needs for over 15 years.
I know when I buy something, I like to research my options on the web before I make a decision.
After I have narrowed down my choices, then I like to pick up the phone and talk with somebody to confirm my understanding about what I'm buying.
What differentiates Vista Point is the personal attention and guidance you receive before, during and after the policy is purchased.
The team at Vista Point is always there to answer your questions, whether it be about the best policy for your needs, or how to best use the policy you have already purchased.
FREE local HR Hotline powered by CEA (unlimited phone calls and e-mails with answers on your Human Resource questions).
The most important question about purchasing a plan for your employees is how much is this going to cost?
You want a plan that you can afford and still give the employees a plan that works for them as well.
The plans we match you with will be the same cost as if you go directly to the insurance carrier.
Maintaining our license requires that we stay current in our training and understanding of the insurance marketplace.
We serve as your advocate and advisor in dealing with insurance companies, doctors and hospitals.
CoveredCA has two different options; individuals and employers.
CoveredCA is a resource for you to purchase health insurance.
You are not required to purchase insurance through CoveredCA and can still continue to buy insurance directly with an insurance company.
Small Business Health Options Program (SHOP) is the "employer" sponsored side of Covered CA.
If an employer is currently receiving the Credit for Small Employer Health Insurance Premiums and wants to continue to receive the credit, they have to buy the insurance through SHOP.
The best thing about individual plans is your medical history will no longer determine whether the insurance company accepts or rejects your application.
The monthly premium is the same regardless of your medical history.
During this period you can change insurance companies and/or plans.
If you had coverage through your employer and the coverage ended, you will have a 30 day open enrollment period from which you can join an individual plan.
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