California isn't a place that conjures up the images of devastating floods filling up streets and washing away homes. But did you know that much of Sacramento is considered a high-risk area for flooding? It's been labeled by the federal government as the most at-risk large city in the USA. Many communities in California are prone to flooding. From areas near the San Francisco Bay to the Central Valley, Coastal regions and even Inland Deserts.
Everyone in the state should purchase flood insurance before the chance is washed away. We can write flood insurance in all 50 states. No one knows what tomorrow may bring, but we can start planning for it today. Just a few inches of water from a flood can cause tens of thousands of dollars in damage, according to FEMA. From 2010 to 2014 the average residential flood claim amounted to more than $39,000.
Did you know? Homes and non-residential buildings currently located in flood zones A, AH, AE, AO, V and VE may benefit from an elevation certificate.
Everyone in the state should purchase flood insurance before the chance is washed away. We can write flood insurance in all 50 states. No one knows what tomorrow may bring, but we can start planning for it today. Just a few inches of water from a flood can cause tens of thousands of dollars in damage, according to FEMA. From 2010 to 2014 the average residential flood claim amounted to more than $39,000.
Did you know? Homes and non-residential buildings currently located in flood zones A, AH, AE, AO, V and VE may benefit from an elevation certificate.
Services
SactoFlood.com is a marketing site for NFIP Flood Insurance sales via Jeffrey Beck Insurance Services, a full service exclusive agency for a leading insurance company.
In addition to providing flood insurance in all 50 states, the agency also provides other lines of insurance including auto, home, boat, business, landlord, renters, condo, life and more in the state of California.
I set up this website to market and sell flood insurance because many American families are at risk, yet aren't protected.
In addition to providing flood insurance in all 50 states, the agency also provides other lines of insurance including auto, home, boat, business, landlord, renters, condo, life and more in the state of California.
I set up this website to market and sell flood insurance because many American families are at risk, yet aren't protected.
Is your home or non-residential building located in a flood zone X, A99, B or C? If so you may be eligible to purchase flood insurance at a reduced rate with a Preferred Risk Policy (PRP).
The rates are for primary residence homes on slab foundations or homes with properly vented crawl spaces.
If your building has a basement, crawlspace or other enclosure please fill out quote request or call.
ATTENTION: Your property may be eligible for the Newly Mapped in SFHA (special flood hazard area) rate if the property recently transitioned from a zone X to an A, AE, AO or AH zone.
The rates are for primary residence homes on slab foundations or homes with properly vented crawl spaces.
If your building has a basement, crawlspace or other enclosure please fill out quote request or call.
ATTENTION: Your property may be eligible for the Newly Mapped in SFHA (special flood hazard area) rate if the property recently transitioned from a zone X to an A, AE, AO or AH zone.
We are ready to answer your questions and provide the best service possible in putting together your flood policy.
Update - Natomas remains in a zone A99 - But now all* homes are eligible for Preferred Rates (PRP) Policies.
This means most homes (assuming primary residence) can be insured for $480.
This remapping will allow for new construction in Natomas while the levee repairs are ongoing.
This remapping will not negate the need for flood insurance.
Flood insurance will continue to be required until the levee repairs are completed and new maps are issued putting Natomas in to a zone X.
Update - Natomas remains in a zone A99 - But now all* homes are eligible for Preferred Rates (PRP) Policies.
This means most homes (assuming primary residence) can be insured for $480.
This remapping will allow for new construction in Natomas while the levee repairs are ongoing.
This remapping will not negate the need for flood insurance.
Flood insurance will continue to be required until the levee repairs are completed and new maps are issued putting Natomas in to a zone X.
The local press is reporting that all of West Sacramento and many other areas of Yolo County including the towns of Clarksburg, Yolo, and Knights Landing may be remapped in to the 100 year floodplain.
This will also include parts of Woodland, Winters and Davis.
Until the map changes, most residents and business owners will be eligible to purchase Preferred Risk Flood Insurance through the National Flood Insurance Program.
All qualified structures that are currently in zones B, C, A99 or X can get the PRP (preferred risk policy) up until the map changes.
This will also include parts of Woodland, Winters and Davis.
Until the map changes, most residents and business owners will be eligible to purchase Preferred Risk Flood Insurance through the National Flood Insurance Program.
All qualified structures that are currently in zones B, C, A99 or X can get the PRP (preferred risk policy) up until the map changes.
A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is the policyholder's property) from: Overflow of inland or tidal waters; or Unusual and rapid accumulation or runoff of surface waters from any source; or Mudflow; or Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above.
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