Dunham Insurance Services is an independent agency offering the best insurance policies throughout Florida and the rest of the country. As an independent insurance agency, we are focused on delivering to our clients an insurance policy that is tailored to their unique insurance needs at a competitive price. Our agency's driving mission is to reduce your overall insurance costs by providing the very best business, home, auto/marine, commercial and personal umbrella policies.
If you are unable to reach us at our regular office number (954-564-7772), please contact us via email.
If you are unable to reach us at our regular office number (954-564-7772), please contact us via email.
Services
Founded in 1997 by Christopher Dunham after successfully working in one of the top insurance agencies in the country, Mr. Dunham left his employer because he believed an insurance agency could provide its customers with a more bespoke service than what was currently available throughout the industry.
Mr. Dunham knew that insurance policies can often be overwhelming, and he was passionate about creating a more holistic insurance agency that would put its customers' interests first and foremost.
Every employee of Dunham Insurance Services is passionate about creating clear and comprehensive insurance policies for their clients.
Mr. Dunham knew that insurance policies can often be overwhelming, and he was passionate about creating a more holistic insurance agency that would put its customers' interests first and foremost.
Every employee of Dunham Insurance Services is passionate about creating clear and comprehensive insurance policies for their clients.
With two centrally located offices in South Florida, we're well positioned to help you with any questions or concerns you have regarding your insurance policy.
Whether you live in Fort Lauderdale, Weston, Boca Raton, Delray Beach, or West Palm Beach, Dunham Insurance Services can help you save money on insurance costs by providing tailor-made solutions.
Whether you live in Fort Lauderdale, Weston, Boca Raton, Delray Beach, or West Palm Beach, Dunham Insurance Services can help you save money on insurance costs by providing tailor-made solutions.
Quite simply, builders risk insurance covers your home during the construction process.
Builders risk insurance sometimes also covers construction materials that are pending installation.
Similar to homeowner insurance, builders risk insurance is often required for a construction loan.
The homeowner usually purchases this type of insurance.
However, in some cases the contractor/builder may purchase it as well.
Builders risk insurance is regularly offered on a "special perils" basis.
Special perils policies are a form of all-risk coverage subject to certain exclusions.
Builders risk insurance sometimes also covers construction materials that are pending installation.
Similar to homeowner insurance, builders risk insurance is often required for a construction loan.
The homeowner usually purchases this type of insurance.
However, in some cases the contractor/builder may purchase it as well.
Builders risk insurance is regularly offered on a "special perils" basis.
Special perils policies are a form of all-risk coverage subject to certain exclusions.
Homeowners insurance (sometimes known in the real estate industry as HOI), is the type of property insurance that covers detached homes.
Homeowners insurance combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use (additional living expenses) or loss of other personal possessions.
It may also include a liability policy for accidents that may happen in the home or at the hands of the homeowner within the home's grounds.
Homeowners insurance is designed for owner-occupied residences.
Homeowners insurance combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use (additional living expenses) or loss of other personal possessions.
It may also include a liability policy for accidents that may happen in the home or at the hands of the homeowner within the home's grounds.
Homeowners insurance is designed for owner-occupied residences.
Anyone who has experienced a flooding disaster, knows how harrowing an experience it can be.
Flood insurance coverage protects against raising water from an overflowing river or a hurricane's tidal surge.
It also covers damage from water that builds up during storms.
Flood insurance covers property loss from flooding only.
It is important to make this distinction as water damage that doesn't include a flood is covered through your homeowners' insurance policy.
Naturally, because of Florida's coastline location, 80 percent of residents live or conduct business along or near its coastline.
Flood insurance coverage protects against raising water from an overflowing river or a hurricane's tidal surge.
It also covers damage from water that builds up during storms.
Flood insurance covers property loss from flooding only.
It is important to make this distinction as water damage that doesn't include a flood is covered through your homeowners' insurance policy.
Naturally, because of Florida's coastline location, 80 percent of residents live or conduct business along or near its coastline.
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