Have you ever wondered the difference between a traditional insurance broker and an AOR Agent? Well, the difference starts in the name. AOR stands for Agent of Record. When you work with an AOR Agent you aren't just competing for a bid in the market. We put together a fully comprehensive risk profile for your company.
On top of going over your insurance premiums paid, retained losses, and administrative costs, we look at your operational risks, assess your risk management plan, evaluate your retentions, and coverage appetite.According to our research, for every $1 clients pay in direct costs, they pay an additional $1-$4 in costs related to indirect losses. We strive to give you a full understanding of your risk exposure and what we can do to help.
It's the AOR Advantage. AOR Insurance is a full service Brokerage house for Business Insurance, Payroll, PEO, Health Insurance, and Specialty Programs. We all strive to do our best, but when the unexpected or unforeseeable happens, it's good to know you're covered.
On top of going over your insurance premiums paid, retained losses, and administrative costs, we look at your operational risks, assess your risk management plan, evaluate your retentions, and coverage appetite.According to our research, for every $1 clients pay in direct costs, they pay an additional $1-$4 in costs related to indirect losses. We strive to give you a full understanding of your risk exposure and what we can do to help.
It's the AOR Advantage. AOR Insurance is a full service Brokerage house for Business Insurance, Payroll, PEO, Health Insurance, and Specialty Programs. We all strive to do our best, but when the unexpected or unforeseeable happens, it's good to know you're covered.
Services
AOR provides commercial insurance and risk management to the Construction Industry by providing customized products and services tailored to fit the needs of any size construction operation.
We have over 20 years of experience working with construction companies, from local general contractors to national entities and we know that protecting your business from risk requires a bit more than a "Bid" or "Quote".
No matter the size, your business can benefit from our experience and we can teach you to address key exposures.
We have over 20 years of experience working with construction companies, from local general contractors to national entities and we know that protecting your business from risk requires a bit more than a "Bid" or "Quote".
No matter the size, your business can benefit from our experience and we can teach you to address key exposures.
The nature of negligence or E&O claims makes them very expensive to defend.
Even if the claim has no basis in fact, it must be investigated and the professional who has been sued must be defended.
The legal fees alone can be extremely high and if a settlement is obtained or a judgment awarded, financial hardship is likely.
Errors and Omissions insurance helps to protect your business against a lawsuit that may claim you made a mistake in executing your services.
E&O insurance may also be referred to as professional liability insurance, and provides coverage and support beyond general liability plans.
Even if the claim has no basis in fact, it must be investigated and the professional who has been sued must be defended.
The legal fees alone can be extremely high and if a settlement is obtained or a judgment awarded, financial hardship is likely.
Errors and Omissions insurance helps to protect your business against a lawsuit that may claim you made a mistake in executing your services.
E&O insurance may also be referred to as professional liability insurance, and provides coverage and support beyond general liability plans.
AOR Insurance utilizes multiple A+ rated carriers that offer commercial packages for all lines of commercial insurance coverage for the hardware, building materials and wood manufacturing industry nationwide.
For sawmills, logging companies and businesses at any stage of the lumber and hardware supply chain, AOR Insurance has established itself as a market leader by offering a wide range of customized insurance products, including errors and omissions insurance and equipment protection.
AOR has direct access to the single largest insurance supplier to independent hardware stores in the United States.
For sawmills, logging companies and businesses at any stage of the lumber and hardware supply chain, AOR Insurance has established itself as a market leader by offering a wide range of customized insurance products, including errors and omissions insurance and equipment protection.
AOR has direct access to the single largest insurance supplier to independent hardware stores in the United States.
If you own a tow trucking service you know that your job is loaded with potential risk.
It's important to give yourself the same peace of mind that you give your clients every day by investing in customizable tow trucking insurance.
You take care of your customers, let us take care of you.
We've got the backing of our comprehensive commercial insurance plans, tailored to suit the unique needs of your towing services.
Our primary focus is providing the tools and material to guide businesses through the underwriting process.
It's important to give yourself the same peace of mind that you give your clients every day by investing in customizable tow trucking insurance.
You take care of your customers, let us take care of you.
We've got the backing of our comprehensive commercial insurance plans, tailored to suit the unique needs of your towing services.
Our primary focus is providing the tools and material to guide businesses through the underwriting process.
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