We insure businesses in Florida, Georgia, North Carolina, South Carolina, and throughout the Southeast! At IBKB, our goal is to Exceed our clients' Expectations. We strive to be a trusted adviser to our clients, and we work tirelessly to ensure our clients receive prompt and courteous service. Hurricane--Tips on How to Handle Swimming Pools Before and After a Storm Hits!
As a reminder during the tropical storm season, when a named storm is within a designated area, our carriers will be unable to bind property coverage, inland marine coverage, and physical damage coverage for new vehicles. This restriction goes into effect at the time the watch or warning is issued by the National Weather Service (NWS). The suspension ends when the tropical storm or hurricane watch is lifted by the NWS.
IBKB is an independent insurance agency. We have relationships with dozens of insurance companies which allow us to provide the right combination of coverages at competitive rates to protect your business and personal assets.
As a reminder during the tropical storm season, when a named storm is within a designated area, our carriers will be unable to bind property coverage, inland marine coverage, and physical damage coverage for new vehicles. This restriction goes into effect at the time the watch or warning is issued by the National Weather Service (NWS). The suspension ends when the tropical storm or hurricane watch is lifted by the NWS.
IBKB is an independent insurance agency. We have relationships with dozens of insurance companies which allow us to provide the right combination of coverages at competitive rates to protect your business and personal assets.
Services
Established by Ken Brown in 1974, Insurance By Ken Brown (IBKB) has developed into one of the leading agencies in Central Florida.
Our specialty in commercial property and casualty insurance has served business owners in Florida and the Southeast for over 40 years.
Your good name and hard earned business assets need to be protected.
Our licensed agents can assist with exposure identification and analysis in order to present risk management solutions to fit your needs.
As an independent agency, we offer an extensive line of commercial and personal insurance products from a variety of carriers.
Our specialty in commercial property and casualty insurance has served business owners in Florida and the Southeast for over 40 years.
Your good name and hard earned business assets need to be protected.
Our licensed agents can assist with exposure identification and analysis in order to present risk management solutions to fit your needs.
As an independent agency, we offer an extensive line of commercial and personal insurance products from a variety of carriers.
We insure businesses in Florida, Georgia, North Carolina, South Carolina, and throughout the Southeast!
Development of and annual contribution to FSPA member scholarship program (benefitting dependents of both FSPA members and FSPA members' employees).
Through our association with the FSPA, we have created a group dividend program that is exclusive to IBKB clients that are FSPA members and have their insurance placed with Amerisure Insurance Company.
The program has returned over $1,200,000 in premiums to members.
Development of and annual contribution to FSPA member scholarship program (benefitting dependents of both FSPA members and FSPA members' employees).
Through our association with the FSPA, we have created a group dividend program that is exclusive to IBKB clients that are FSPA members and have their insurance placed with Amerisure Insurance Company.
The program has returned over $1,200,000 in premiums to members.
Do I need workers compensation insurance?
Employers have a legal responsibility to their employees to make the workplace safe.
However, accidents happen even when every reasonable safety measure has been taken.
To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance.
Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business.
Employers have a legal responsibility to their employees to make the workplace safe.
However, accidents happen even when every reasonable safety measure has been taken.
To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance.
Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business.
We provide general liability to businesses in Florida, Georgia, North Carolina, South Carolina, and throughout the Southeast!.
If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability.
Make sure you have sufficient auto liability coverage.
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade.
It is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.
If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability.
Make sure you have sufficient auto liability coverage.
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade.
It is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.
As a business owner, you need similar kinds of insurance coverages for the vehicles used for your company as you do for a car used for personal travel - liability, medical payments, personal injury protection (in some states), uninsured and underinsured motorist liability, comprehensive and collision.
This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
Both ownership of (personal or business) and use of a vehicle will determine the appropriate types of coverage and policy.
This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
Both ownership of (personal or business) and use of a vehicle will determine the appropriate types of coverage and policy.
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