Because we are an California independent insurance agent and not a health insurance company, we can offer plans from multiple insurance companies in your area. We offer a broad selection of health insurance companies and plans, which allows you find the plan that best fits your needs. In fact, eHealthInsurance is the number one source for individual and family health insurance plans nationwide, online or offline.
Whether you buy health insurance directly from the insurance company, or from a California Independent health insurance agent, it's the same price. Health insurance premiums are filed with and regulated by your state's Department of Insurance. Whether you buy from eHealthInsurance, your local agent, or directly from the health insurance company, you'll pay the same monthly premium for the same plan.
Santa Barbara Health Insurance Services offers the fastest way to apply for health insurance because many of the plans offered on our website can be submitted and signed electronically, eliminating the need to manually print and mail applications.
Whether you buy health insurance directly from the insurance company, or from a California Independent health insurance agent, it's the same price. Health insurance premiums are filed with and regulated by your state's Department of Insurance. Whether you buy from eHealthInsurance, your local agent, or directly from the health insurance company, you'll pay the same monthly premium for the same plan.
Santa Barbara Health Insurance Services offers the fastest way to apply for health insurance because many of the plans offered on our website can be submitted and signed electronically, eliminating the need to manually print and mail applications.
Services
Rob Cavaness is a founding partner of Santa Barbara Health Insurance Services.
Rob has over 17 years of customer service and sales experience.
He graduated with a bachelor's degree in Economics from the University of California at Santa Barbara in 1988.
He is a member of the National Association of Health Underwriters.
Rob is committed to helping people make smart decisions with their individual and group health insurance.
Often times he is able to show them a much smarter and less expensive way to insure themselves.
Rob has over 17 years of customer service and sales experience.
He graduated with a bachelor's degree in Economics from the University of California at Santa Barbara in 1988.
He is a member of the National Association of Health Underwriters.
Rob is committed to helping people make smart decisions with their individual and group health insurance.
Often times he is able to show them a much smarter and less expensive way to insure themselves.
Our family has been using Rob Cavaness at Santa Barbara Health Insurance for many years.
Our insurance needs have always been pretty basic until our daughter was suddenly diagnosed with an autoimmune disease which sent her to the hospital for many days.
Rob was right there helping us navigate our current coverage and what options would be most suitable for us moving forward.
I cannot stress enough how important it is to have an agent who understands this business and who goes the extra mile for you when it seems like the walls are caving in.
Our insurance needs have always been pretty basic until our daughter was suddenly diagnosed with an autoimmune disease which sent her to the hospital for many days.
Rob was right there helping us navigate our current coverage and what options would be most suitable for us moving forward.
I cannot stress enough how important it is to have an agent who understands this business and who goes the extra mile for you when it seems like the walls are caving in.
Here at Santa Barbara Health Insurance Services we know that no web site can substitute for courteous service from an experienced professional.
Our staff is always happy to help with your California health insurance, California dental insurance, or term life insurance needs.
Feel free to call us any time at (800) 765-1540.
Please feel free to give me a call.
I can answer all your questions, help you pick a plan and apply.
The price you pay for health insurance is the same regardless of where you buy it, but the advice and service you receive from us makes all the difference.
Our staff is always happy to help with your California health insurance, California dental insurance, or term life insurance needs.
Feel free to call us any time at (800) 765-1540.
Please feel free to give me a call.
I can answer all your questions, help you pick a plan and apply.
The price you pay for health insurance is the same regardless of where you buy it, but the advice and service you receive from us makes all the difference.
There are four main types of health insurance.
Traditional indemnity plans are at one end of the spectrum and health maintenance organizations (HMOs) are at the other.
Preferred provider organizations (PPOs) and point-of-service plans (POS) combine features of both indemnity plans and HMOs, but are generally considered managed care plans.
It's important to understand the differences between the four main types of plans, and we urge you to read through this section to familiarize yourself with each.
Traditional indemnity plans are at one end of the spectrum and health maintenance organizations (HMOs) are at the other.
Preferred provider organizations (PPOs) and point-of-service plans (POS) combine features of both indemnity plans and HMOs, but are generally considered managed care plans.
It's important to understand the differences between the four main types of plans, and we urge you to read through this section to familiarize yourself with each.
Santa Barbara Health Insurance Services is a great choice when exploring your California small group health insurance needs.
With decades of experience, and your best interest at heart, we can help you make smart decisions with your health plan dollars.
Do you have all the time in the world to discover what type of California small group (or small business) insurance you need?
What if you miss something?
What if you're paying too much for health insurance and you don't even know it?
Although you can certainly go directly to the insurance company, there are BIG advantages to working with a small group health insurance agent.
With decades of experience, and your best interest at heart, we can help you make smart decisions with your health plan dollars.
Do you have all the time in the world to discover what type of California small group (or small business) insurance you need?
What if you miss something?
What if you're paying too much for health insurance and you don't even know it?
Although you can certainly go directly to the insurance company, there are BIG advantages to working with a small group health insurance agent.
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