Wigmore Insurance Agency

Auto insurance can provide coverage for physical damage to the insured's vehicle, liability coverage for bodily injury and property damage to others arising out of the insured's operation of a vehicle, and coverage for medical treatment of the insured's or operator's own injuries.
A homeowner's insurance policy is designed to protect the owner of a dwelling, which combines property coverage for the dwelling structure, personal property coverage for the contents, and personal liability coverage.

General Liability insurance covers claims of bodily injury or other physical injury or property damage.
It is frequently offered in a package with Property insurance to protect your business against incidents, which may occur on your premises or at other covered locations where you normally conduct business.
Commercial General Liability enables your business to continue operations while it faces real or fraudulent claims of certain types of negligence or wrongdoing.
Professional liability provides coverage for defense costs and awards for liability arising from improper professional practices and errors and omissions in the conduct of business activities.

A term insurance policy is protection during a limited number of years; expiring without value if the insured survives the stated period, which may be one or more years but usually is five to twenty years, because such periods usually cover the needs for temporary protection.
This is the most common type of permanent insurance.
The premiums for a whole life policy must be paid as scheduled in the amount indicated in the policy.
These premium amounts remain constant over the life of the policy.
The death benefit and cash value are guaranteed as stated in the policy if premiums are paid when due and there are no loans or withdrawals outstanding at the insured's death.

Health Insurance protects against loss by illness or bodily injury, and can provide coverage for medicine, visits to the doctor or emergency room, hospital stays and other medical expenses.
Policies differ in what they cover, the size of the deductible and/or co-payment, limits of coverage and the options for treatment available to the policyholder.
As any other insurance plan, dental insurance protect against losses that are unpredictable.
Dental insurance is available on an employer paid basis, contributory or on a purely voluntary basis.

Heartland is a national payroll provider with a strong reputation for excellence.
In addition to our world class insurance services, we now have a partner that provides you a platinum payroll service model!
Heartland will enable us to streamline communication of relevant payroll data directly to Wigmore Insurance.
The interface will save you costly administrative time.
A dedicated specialist is assigned to help manage your account, rather than a pool of individuals, so we can build and maintain a relationship with you.