Bijan Noori
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Baypoint Insurance Services is an innovative insurance services firm that provides both standard and complex insurance products and strategies. Our specialty is working directly with our client's trusted fiduciaries and partners to provide a comprehensive approach to our lines of service. Although based in Southern California, we have been working with clients all over the country since 2008.

Our founder, Bijan Noori, specializes in the life and health insurance lines that crossover with succession and multi-generational planning, asset and income longevity and protection, basic and stop-loss medical care needs, and tax planning. As the founder of Baypoint Insurance Services, I wanted to create an atmosphere of pure client services. I believe this means that the only priority is the client's priority.

Bijan and Baypoint Insurance did an advanced analysis of my business and my key employees. He gave us a variety of options and the process was very comfortable. I truly appreciate all of your help and expertise in getting me what I needed to financially help my future.
Services
There are many reasons and needs for purchasing life insurance.
Working with a broker does not cost any more than purchasing direct online.
In fact, you might be best off working with someone who can help prepare you for any required medical exams and find the right carrier that best fits any adverse risks you may have.
Long-Term Care Insurance planning is a big topic and requires a studied professional in the industry to discuss the ever-changing environment.
Our product line includes policies that have guaranteed premiums, life-time benefits, and can be funding with non-qualified and qualified money (IRA's).
There are many reasons and needs for purchasing life insurance.
Working with a broker does not cost any more than purchasing direct online.
In fact, you might be best off working with someone who can help prepare you for any required medical exams and find the right carrier that best fits any adverse risks you may have.
Like with any industry, carriers have niches.
One might have better underwriting programs for someone who is overweight, and another might approve those with a history of cancer while another will not.
Long-Term Care Insurance planning is a big topic and requires a studied professional in the industry to discuss the ever-changing environment.
Our product line includes policies that have guaranteed premiums, life-time benefits, and can be funding with non-qualified and qualified money (IRA's).
Hybrid long-term care insurance and life insurance with long-term care insurance riders have almost completely replaced traditional long-term care insurance options.
The main reason for this is that traditional long-term care insurance policies do not come with guarantees.
Does your broker have exclusive product line availability and product discounts?
If not, let us show you our wide range of products.
Having a wide product reach is key with disability insurance as certain carriers prefer different occupation classes.
For example, a pilot will find a better fit with a different carrier than a surgeon would.
Disability insurance policy options come down to the details.
We will go over the key differences amongst the several carrier options for every one of our clients.
Our group product line is vast, but more importantly is the service and implementation we provide.
From our online employee enrollment platform, employee compensation reports, COBRA & FSA administration, ACA and Section 125 Compliance, to our high level of responsiveness, you will not find another broker with the same level of integrity and service.
The products most popular with our current clients are medical insurance, dental insurance, vision insurance, group long-term disability, group life insurance and ancillary products.
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