As state council to the International Association of Firefighters (IAFF), the California Professional Firefighters (CPF) proudly watches over 30,000 front line firefighters across our great state. Over the past three decades, the CPF has become the largest, most recognized and respected firefighter organization in California. By working hard on your behalf within the halls of the California Legislature, our mission is to improve the lives of all professional firefighters and to protect their families.
In 1971, the CPF formed its premier insurance benefits organization with the establishment of the CPF Insurance Trust. The seven directors of the CPF Insurance Trust are both active and retired firefighters. Of the seven directors, three are elected by the delegates at the CPF Convention and four are appointed by the CPF Principal Officers and Executive Board.
At least one of the directors must be a CPF Executive Board member while another must be a retired member. The directors serve two year terms and represent you, our members.
In 1971, the CPF formed its premier insurance benefits organization with the establishment of the CPF Insurance Trust. The seven directors of the CPF Insurance Trust are both active and retired firefighters. Of the seven directors, three are elected by the delegates at the CPF Convention and four are appointed by the CPF Principal Officers and Executive Board.
At least one of the directors must be a CPF Executive Board member while another must be a retired member. The directors serve two year terms and represent you, our members.
Services
Group term insurance is offered to you and your family with a guarantee issue offer, which means that you and your family may elect coverage amounts during the open enrollment period without providing proof of good health.
This coverage is portable, which allows for continued coverage that can help protect you and your family even when your current employment ends.
This coverage is portable, which allows for continued coverage that can help protect you and your family even when your current employment ends.
Unlike group life insurance, individual life insurance generally requires the applicant to complete a detailed medical questionnaire and may require you to submit to a physical evaluation performed by a physician or paramedic.
The costs for individual coverage are heavily influenced by factors such as age, tobacco usage, your medical history, your immediate family's medical history, and your lifestyle.
For additional information on the various kinds and types of individual life insurance, contact our administrator at 888.811.0811.
The costs for individual coverage are heavily influenced by factors such as age, tobacco usage, your medical history, your immediate family's medical history, and your lifestyle.
For additional information on the various kinds and types of individual life insurance, contact our administrator at 888.811.0811.
These are policies that remain in force well beyond the typical 20 to 30 year period of term insurance.
With permanent life insurance, the monthly premium is higher than with a term policy of equal benefit, and the extra cash contributed will accumulate, usually tax free, providing financial flexibility to the policy holder.
The advantage of permanent life insurance is that it never expires.
No matter how long the policy holder lives, the policy will pay the benefit when he or she dies.
Also, the excess premium paid into the policy is guaranteed to grow at a certain rate of return, providing financial certainty for retirement and business buyout scenarios.
With permanent life insurance, the monthly premium is higher than with a term policy of equal benefit, and the extra cash contributed will accumulate, usually tax free, providing financial flexibility to the policy holder.
The advantage of permanent life insurance is that it never expires.
No matter how long the policy holder lives, the policy will pay the benefit when he or she dies.
Also, the excess premium paid into the policy is guaranteed to grow at a certain rate of return, providing financial certainty for retirement and business buyout scenarios.
The CPF Insurance Trust offers plans that are tailored to fit the needs of you and your family.
Our plans are fully insured by Reliance Standard Life Insurance Company.
The plans are affordable and provide discounts for you and your family when you use in-network dentists.
Choose from a large selection of dentists by utilizing the Ameritas Nationwide PPO Network of dentists near you and your work.
Our plans are fully insured by Reliance Standard Life Insurance Company.
The plans are affordable and provide discounts for you and your family when you use in-network dentists.
Choose from a large selection of dentists by utilizing the Ameritas Nationwide PPO Network of dentists near you and your work.
Today, more than ever, shouldn't you be prepared for the unexpected?
Accident insurance can be extremely important to you and your family in the event of an accident.
No matter what precautions you take, accidents do happen.
CPF Insurance Trust is providing you with the opportunity to purchase Accidental Death & Dismemberment (AD&D) coverage through convenient payroll deductions, if available.
You can purchase coverage for yourself and your spouse and/or children.
Accident insurance can be extremely important to you and your family in the event of an accident.
No matter what precautions you take, accidents do happen.
CPF Insurance Trust is providing you with the opportunity to purchase Accidental Death & Dismemberment (AD&D) coverage through convenient payroll deductions, if available.
You can purchase coverage for yourself and your spouse and/or children.
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