We work with multiple carriers that provide insurance tailored to your businesses. View the list of our specialty products and business products for a sample of the tailored coverage we provide. We work closely with you to identify your insurance needs, make recommendations that will protect your financial health and follow-up promptly to questions, claims and changes in coverage.
Universal 1st knows insurance and what it takes to protect your financial assets and earn your continued business. We stay connected with our clients frequently advising on changes in insurance availability making sure every client has the insurance required to protect their assets. Specialty lines of business ensure that your business is protected while keeping expenses low.
With Universal1st broad carrier base we'll find the right coverage at the right price. We can cover you throughout all aspects of living including your home, auto, and family. Protect your family from a catastrophic loss with the unfortunate accident or tragedy strikes.
Universal 1st knows insurance and what it takes to protect your financial assets and earn your continued business. We stay connected with our clients frequently advising on changes in insurance availability making sure every client has the insurance required to protect their assets. Specialty lines of business ensure that your business is protected while keeping expenses low.
With Universal1st broad carrier base we'll find the right coverage at the right price. We can cover you throughout all aspects of living including your home, auto, and family. Protect your family from a catastrophic loss with the unfortunate accident or tragedy strikes.
Services
Whether it's hauling produce from the San Jose to Seattle, or transporting autos from Detroit to Los Angeles, there's a lot riding on your trucking business.
You need a trusted ally to provide long-term security for you, your livelihood and your family.
Well, look no further.
Whether you are an owner-operator or manage a fleet of trucks, we have a policy to protect your assets.
Our experienced team will address all your needs quickly, efficiently and fairly to get you and your truck on the road.fast!
You need a trusted ally to provide long-term security for you, your livelihood and your family.
Well, look no further.
Whether you are an owner-operator or manage a fleet of trucks, we have a policy to protect your assets.
Our experienced team will address all your needs quickly, efficiently and fairly to get you and your truck on the road.fast!
The trucking industry is responsible for safe transportation of goods including food, fuel, and materials.
But you must also be prepared for mishaps as often occurs in a business that spends much of it's time on the road.
At Universal 1st, we will help you manage risks and prepare for the unexpected so that you can focus on the job at hand rather than worrying about everyday risks.
A key consideration is whether you vehicles are owned by the business or owned personally.
You will be responsible for accidents where both business owned and privately owned vehicles are involved, but you may have an additional liability that require specialty insurance.
But you must also be prepared for mishaps as often occurs in a business that spends much of it's time on the road.
At Universal 1st, we will help you manage risks and prepare for the unexpected so that you can focus on the job at hand rather than worrying about everyday risks.
A key consideration is whether you vehicles are owned by the business or owned personally.
You will be responsible for accidents where both business owned and privately owned vehicles are involved, but you may have an additional liability that require specialty insurance.
Passenger coverage is critical (and required by law) when you provide transportation for hire.
In such cases, you or your business will be responsible for accidents.
If both business owned and privately owned vehicles are involved, you may have an additional liability for which it requires specialty passenger insurance.
At Universal 1st Insurance, we have years of experience providing affordable personal passenger insurance.
We offer an array of coverage options and have personalized service representatives who will handle all aspects of your policy and ensure you get the best, most cost-effective insurance plan for your business.
In such cases, you or your business will be responsible for accidents.
If both business owned and privately owned vehicles are involved, you may have an additional liability for which it requires specialty passenger insurance.
At Universal 1st Insurance, we have years of experience providing affordable personal passenger insurance.
We offer an array of coverage options and have personalized service representatives who will handle all aspects of your policy and ensure you get the best, most cost-effective insurance plan for your business.
Taxi insurance, a type of for-hire livery coverage, is designed to provide coverage for drivers, their vehicles and passengers.
Having proper taxicab coverage is important, and can cover your vehicle against damage and theft, as well as any personal injury to the driver or passengers.
Operating a taxi cab service can be extremely competitive and complex.
With our experience in the industry, we can help demystify the process of getting the right coverage.
We offer an array of coverage options and have personalized service representatives who will handle all aspects of your policy and ensure you get the best, most cost-effective insurance plan for your business.
Having proper taxicab coverage is important, and can cover your vehicle against damage and theft, as well as any personal injury to the driver or passengers.
Operating a taxi cab service can be extremely competitive and complex.
With our experience in the industry, we can help demystify the process of getting the right coverage.
We offer an array of coverage options and have personalized service representatives who will handle all aspects of your policy and ensure you get the best, most cost-effective insurance plan for your business.
Liability coverage pays for Bodily Injury and Property Damage that you're found liable for.
Uninsured and Underinsured Motorist coverage protects an insured when someone injures them and has no insurance (UM coverage) or lacks the coverage to pay for damages (UIM coverage).
Pays for physical damage incurred upon an auto that is towed or carried by an insured's vehicle.
Provides liability coverage for vehicles that are non-owned, hired, leased, rented or borrowed.
Pays for Bodily Injury and Property Damage for which you are liable, whether the liability arises out of garage operations or the use of a covered auto.
Uninsured and Underinsured Motorist coverage protects an insured when someone injures them and has no insurance (UM coverage) or lacks the coverage to pay for damages (UIM coverage).
Pays for physical damage incurred upon an auto that is towed or carried by an insured's vehicle.
Provides liability coverage for vehicles that are non-owned, hired, leased, rented or borrowed.
Pays for Bodily Injury and Property Damage for which you are liable, whether the liability arises out of garage operations or the use of a covered auto.
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