Perlas Insurance Services
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Perlas Insurance Services
Workers compensation laws were created to protect employees who are injured on the job. In most states, if you have employees, you are required to have workers compensation coverage. Even in non-mandatory states, it can be a very good idea, particularly if you have many employees, or if they are engaged in hazardous activities.

If you're a broker, lawyer, accountant, financial advisor, or anyone providing professional advice or services, you need professional liability insurance to protect you from the costs associated with negligence claims.Perlas Insurace Services offers protective insurance coverage for your all your business' commercial auto needs. Whether you own a one man ice cream truck, a high volume taxi operation, or a contractors business with several commercial vans, we will protect and secure your business' assets.

Whether you have a large or small business, you require group health insurance for your dependable work force. With competitive rates, Perlas Insurace Services can offer you quality service while customizing a plan to specifically meet your needs.
Services
At Perlas Insurance Services, we offer our clients more than just a great insurance policy.
We provide consultation services to find the right policies to protect your business, your family, and your home.
Our focus is on our clients, not the insurance carriers.
We have many lines of inexpensive personal and business insurance products which allows us to customize a policy to suit your specific needs.
Whether you are shopping for car and home insurance, or you're a business owner shopping for group health plans and business owner policies, we have got you covered!
When it comes to insurance there are endless options.
If you're on the hunt for personal insurance solutions in California such as auto insurance or home insurance, the agents at Perlas Insurace Services can help you develop customized coverage.
We're committed to easing you through the process of selecting the ideal personal insurance policies for your specialized needs.
At Perlas Insurace Services, we believe in setting ourselves apart from the competition by offering nothing less than impeccable customer service and risk management solutions.
Almost every state legally requires drivers to have car insurance before registering a vehicle, but this does not mean that purchasing coverage is something you should take lightly.
Car insurance policies should be discussed and reviewed with your insurance agent.
Although you may practice safe driving, you cannot account for everyone else on the road.
It is almost impossible to affordably own a vehicle without car insurance.
No one is invincible and accidents and damages can be very costly.
It is important to make sure you have adequate coverage that not only fits your lifestyle, but also your wallet.
Recreational vehicle insurance may function similarly to car insurance, but it is specialized for RVs.
Those of you who have motor-homes need a customized insurance plan.
Not only do you take vacations with your family in your recreational vehicle, but your RV may be your home.
Perlas Insurace Services works with you to ensure that your RV insurance policy covers as many risk exposures as necessary to help you feel safe.
Your recreational vehicle insurance premiums will vary depending on the type and amount of usage you get out of your vehicle.
Did you know that floods aren't covered in homeowners insurance policies in California?
If you want financial protection against floods and the destruction they cause, you need a flood insurance policy from Perlas Insurace Services.
Speak to an Perlas Insurace Services agent today to get help determining which type of insurance you need for your property.
Low or moderate risk properties will typically need a preferred risk flood insurance policy, while properties at a higher risk for floods need standard flood insurance from the National Flood Insurance Program.
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