Harbour Health Insurance Solutions is providing individuals and businesses with comprehensive, cost-effective and value-added health benefits with packaged solutions. In an extremely competitive industry, Harbour Health has set itself apart by delivering unparalleled service, advocacy and cost savings. Our turnkey approach to servicing clients allows them to outsource their insurance and benefits needs to a proven expert and to redirect their time and resources toward what matters most to them.
Health Insurance helps individuals and businesses navigate the confusing world of insurance with a service-oriented approach to fulfilling customer needs. We offer assistance through out the entire process of your insurance experience. Our agents will quote the right options for you, suggest the coverage that fits best with your needs, and provide support with any issues and questions that may arise while your policy is in place.
As a full-service firm representing stable, quality carriers that have innovative products and funding arrangements, you can turn to us for expert advice and assistance for your health, life, disability, vision and dental insurance needs.
Health Insurance helps individuals and businesses navigate the confusing world of insurance with a service-oriented approach to fulfilling customer needs. We offer assistance through out the entire process of your insurance experience. Our agents will quote the right options for you, suggest the coverage that fits best with your needs, and provide support with any issues and questions that may arise while your policy is in place.
As a full-service firm representing stable, quality carriers that have innovative products and funding arrangements, you can turn to us for expert advice and assistance for your health, life, disability, vision and dental insurance needs.
Services
A native of the Lowcountry, joined the Harbour Health team in 2012.
John is a third generation agent and is passionate about people, and helping you navigate the complicated waters of health insurance coverage.
After a decade in the industry, John assumed ownership of Harbour Health in 2020.
John is anchored in the Lowcountry with his own family and looks forward to serving you and your business for many years through the Harbour Health Insurance Agency.
Tracey joined Harbour Health in 2015 after many years in outside sales in Maryland and South Carolina.
John is a third generation agent and is passionate about people, and helping you navigate the complicated waters of health insurance coverage.
After a decade in the industry, John assumed ownership of Harbour Health in 2020.
John is anchored in the Lowcountry with his own family and looks forward to serving you and your business for many years through the Harbour Health Insurance Agency.
Tracey joined Harbour Health in 2015 after many years in outside sales in Maryland and South Carolina.
We do not charge extra fees for our services.
Whether you go through an agent to obtain health coverage or you go directly to the insurance company or marketplace, you will pay the same monthly premium for the same policy.
Health insurance coverage is a complex product.
It is important to know the options available to you so you can make an informed decision.
We help you navigate through those options so you can choose the right one for you.
You may have an option to keep your coverage through State continuation or COBRA, depending on the size of your company.
Whether you go through an agent to obtain health coverage or you go directly to the insurance company or marketplace, you will pay the same monthly premium for the same policy.
Health insurance coverage is a complex product.
It is important to know the options available to you so you can make an informed decision.
We help you navigate through those options so you can choose the right one for you.
You may have an option to keep your coverage through State continuation or COBRA, depending on the size of your company.
Group ProductsProviding area businesses and individuals with comprehensive, cost-effective and value-added health benefits with packaged solutions.
As a business owner, you want to attract and retain your most important asset, the employees.
In recent years, more employees are inquiring about the company's benefits package, with health coverage usually being at the top of the list.
With Harbour Health Insurance Solutions, we will help you design a benefits package that best suits your business and your employees.
As a business owner, you want to attract and retain your most important asset, the employees.
In recent years, more employees are inquiring about the company's benefits package, with health coverage usually being at the top of the list.
With Harbour Health Insurance Solutions, we will help you design a benefits package that best suits your business and your employees.
Individual ProductsProviding area businesses and individuals with comprehensive, cost-effective and value-added health benefits with packaged solutions.
If you are not offered coverage through your job, then you do have the option to get coverage in the individual market.
If you need major medical coverage that covers pre-existing conditions, then you must enroll into a Qualified Health Plan (QHP).
Outside of the Open Enrollment, you can enroll into a QHP but only if you have had a Qualifying Event with 60 days (such as losing employer coverage).
If you are not offered coverage through your job, then you do have the option to get coverage in the individual market.
If you need major medical coverage that covers pre-existing conditions, then you must enroll into a Qualified Health Plan (QHP).
Outside of the Open Enrollment, you can enroll into a QHP but only if you have had a Qualifying Event with 60 days (such as losing employer coverage).
MedicareProviding area businesses and individuals with comprehensive, cost-effective and value-added health benefits with packaged solutions.
Medicare can be very confusing and may seem overwhelming when you start receiving all the marketing correspondence prior to turning 65.
At Harbour Health Insurance, we will simplify the entire process for you.
We understand all the different plans that are available and will discuss them in detail with you so that you have a full understanding of each product.
Medicare can be very confusing and may seem overwhelming when you start receiving all the marketing correspondence prior to turning 65.
At Harbour Health Insurance, we will simplify the entire process for you.
We understand all the different plans that are available and will discuss them in detail with you so that you have a full understanding of each product.
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