Located in Roseville, Cliff Cottam Insurance Services (CCIS) has provided insurance services for individuals and business clients throughout California since 2004. As a family-owned insurance agency, we value developing personal relationships with our customers. Whatever your situation, we cater to your specific needs, whether you need Auto Insurance, Home Insurance, or Business Insurance.
Our CCIS agents work diligently to establish our reputation among the community as your dependable and trustworthy insurance agency.
Our CCIS agents work diligently to establish our reputation among the community as your dependable and trustworthy insurance agency.
Services
I have been working with Anne and the team at Cliff Cottam Insurance Services for almost 10 years.
They have always been there for me and my family and have taken care of all of our needs ranging from cars, to homes, and even commercial buildings.
We look forward to continuing our relationship with them for many more years to come.
Beth King has been wonderful in helping our company with our insurance needs.
We recently needed our insurance coverage adjusted quickly to meet the requirements of a very important customer account of ours.
They have always been there for me and my family and have taken care of all of our needs ranging from cars, to homes, and even commercial buildings.
We look forward to continuing our relationship with them for many more years to come.
Beth King has been wonderful in helping our company with our insurance needs.
We recently needed our insurance coverage adjusted quickly to meet the requirements of a very important customer account of ours.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
You'll enjoy the water ever more when you're not worried about the safety of yourself, your passengers or your investment.
If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
If you or any passengers are injured in an accident, medical costs can be extremely expensive.
If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
How much can you afford to pay if your boat or personal watercraft is in an accident, damaged or stolen?.
If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
If you or any passengers are injured in an accident, medical costs can be extremely expensive.
If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
How much can you afford to pay if your boat or personal watercraft is in an accident, damaged or stolen?.
My experience with your company was excellent.
As the owner of Markee Personal Training and a personal trainer in Sacramento, Cliff Cottam Insurance found me the best rates to cover my business!
Special thanks go to Anne!
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
As the owner of Markee Personal Training and a personal trainer in Sacramento, Cliff Cottam Insurance found me the best rates to cover my business!
Special thanks go to Anne!
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
If you handle or store private business, customer, patient, or employee data, you are at risk for a data breach and should have cyber liability coverage.
It is your company's duty to protect the data and financial information of your customers and employees.
The Facts: A doctor's practice sustains a network security breach.
The attackers steals patient records including financial information and health benefits account data.
Data is re-sold to individuals who use benefits information to fraudulently obtain medical services.
It is your company's duty to protect the data and financial information of your customers and employees.
The Facts: A doctor's practice sustains a network security breach.
The attackers steals patient records including financial information and health benefits account data.
Data is re-sold to individuals who use benefits information to fraudulently obtain medical services.
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