Welch Insurance
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We provide health, dental, life and long-term-care insurance plans. We are appointed, certified and licensed in Arizona, California and Nevada. There is no charge or cost for our services. Premiums are set the same if you use a broker or sign up directly and each company compensates us. As a broker for many different companies we can research different plans to recommend for our clients.

We have associates in each insurance specialty that have many years of experience to make the needs of our clients a priority. If you are new to Medicare or would like to compare your present Medicare Insurance Plan we can help. Finding the right plan to meet your needs can be overwhelming. There is no cost or obligation to our services. Are you a company with 2 or more employees that would like to get the health and dental coverage of a large company, with additional benefits.

Providing insurance solutions for all generations. The purpose of insurance is to pay a small amount in a premium to cover large financial risks for you and your loved ones.
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To provide and support reliable and quality insurance products to people and companies based on their specific needs and budget.
My wife, Linda and I opened Welch Insurance June of 2005 in Downey, CA. and later moved to Huntington Beach, CA.
We have associates in each insurance specialty that have many years of experience to make the needs of our clients a priority.
We enjoy meeting new people and advising them on health, long-term-care, final expenses, life, dental, vision, and Medicare insurance plans.
This video will give you the basics of Medicare Insurance Plans.
Nursing home care (inpatient care in a skilled nursing facility that's not custodial or long-term care).
Medically necessary services: Services or supplies that are needed to diagnose or treat your medical condition and that meet accepted standards of medical practice.
Preventive services: Health care to prevent illness (like the flu) or detect it at an early stage, when treatment is most likely to work best.
Medicare Advantage Plans, sometimes called "Part C" or "MA Plans, " are an "all in one" alternative to Original Medicare.
There are many options today when it comes to group health insurance.
You need to understand benefits and terms of health insurance.
The most important factor is to have a company that understands the options and what would be best for your company.
That is what the Welch Insurance Team does for you.
We make it easy for you to build benefit programs with dental, vision, chiropractic and/or life benefits.
We understand the needs of your employees to have these benefits.
We offer both company sponsored benefits (when the company contributes to the premium) and voluntary benefits (the employee pays the full premium.)
Long-term care events happen to a family, not just a person.
People live longer & healthcare today & expenses rise, the need for long-term care planning becomes more of a "when" than an "if" situation.
Long Term Care insurance allows you to maintain your independence and afford quality care, and it also helps reduce the financial and psychological stress that a long term care event can impose on your family.
This is for a standard rating of health.
Better health would be lower premium, poor health would be higher premium or cause the decline of policy.
Individuals need to understand benefits and terms of health insurance.
The most important factor is to have a broker that understands the options and what would be best for you and your family.
That is what the Welch Insurance Team does for you.
Replace income for dependents.
If people depend on your income, life insurance can replace that income for them if you die.
Long Term Care insurance allows you to maintain your independence and afford quality care, and it also helps reduce the financial and psychological stress that a long term care event can impose on your family.
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