Set Sail Insurance Group
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As a brokerage contracted with over 50 leading insurance providers, our mission is to not only become a personalized one stop shop for all your Annuity, Life Insurance and Health Care needs, but to also empower you with the knowledge and information to confidently make the right choices for your financial future. Everyone is different. Everyone's goals are different.

We understand this, which is why at Set Sail, we take a personalized approach with all our clients from day one to help you "Set Sail For Life". This website is owned and maintained by Set Sail Insurance Group, which is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content.

The e-mail addresses and telephone number that appears throughout this site belong to Set Sail Insurance Group and cannot be used to contact Covered California.
Services
At Set Sail Insurance Group we are always staying up to date with the most competitive and financially stable providers in an ever evolving marketplace to give you piece of mind that you can turn to us for the right information and advice on plans that meet your financial and retirement goals.
That's why we contract with many of the leading insurance providers to offer a diverse product portfolio with the most competitive options on the market.
Whether it's an Annuity, Life Insurance, Medicare, Disability or Long Term Care, we offer several great options to meet your needs.
Life comes with many risks that are out of your control.
The important thing is that you take action on what you can control.
Universal Life Insurance can help provide protection from the unpredictable and help you build an above average future by providing a guaranteed Death Benefit and access to tax free cash value to supplement your retirement income.
Death benefit protection: Helps ensure your financial plan is carried out for your loved ones.
Cash Value Accumulation: IULs are designed for strong long-term TAX FREE cash value accumulation potential that you have access to at anytime regardless of your age.
Should the unexpected happen, your loved ones will receive generally income tax free funds that can provide financial protection for the future.
Critical Illness: conditions that may qualify include heart attack, cancer, stroke, major organ transplant, and kidney failure.
Chronic Illness: unable to perform at least two activities of daily living (bathing, continence, dressing, eating, toileting, and transferring) for at least 90 days.
Terminal Illness: diagnosed medical condition that results in a life expectancy of 24 months or less (can vary by jurisdiction).
Every day families are faced with the difficult task of saying goodbye to loved ones.
That loss is hard enough to deal with as it is, but unexpected funeral costs can create a financial burden on family members, making this time even harder.
By purchasing Final Expense Insurance, you can rest easy knowing that your family will have the extra support of an income tax-free death benefit to help cover those unexpected costs without having to dip into savings.
Terminal Illness: If you are diagnosed with a qualified terminal illness that results in a life expectancy of 12 months or les this benefit will advance up to 50% of the death benefit payable under the policy.
A retirement account, also known as an "Annuity, " is a great way to supplement your Pension or Social Security income to secure your financial future.
There are several different types of annuities to choose from depending on your career and tax preferences.
Whether you are looking to start a new plan or compare options to transfer/roll over your existing plan, let us provide you with piece of mind knowing that we offer a diverse product portfolio with the most competitive and highest rated companies on the market.
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