PHP insurance professionals use our knowledge and experience to assess your insurance needs, shop for the best value in coverage and provide options best suited to your situation and budget. We work with a variety of insurance companies to offer a broader understanding of company key benefits and offerings. When unfortunate life events happen, we stand by you to help with claims or offer alternate solutions.
Services
PHP Insurance Services, Inc. has grown substantially into one of Northern California's top full-service insurance brokerages and the leading Bay Area provider for insurance solutions among the Asian American community.
Garnering over 20 years of experience providing the best choice from over 100 carriers for your unique insurance needs.
Each of our teams is led and staffed by experienced brokers and their prospective account managers.
These are professionals with deep expertise in the class or line of business in which they specialize, delivering tailored solutions to address our clients' risk management needs today and as their businesses evolve.
Garnering over 20 years of experience providing the best choice from over 100 carriers for your unique insurance needs.
Each of our teams is led and staffed by experienced brokers and their prospective account managers.
These are professionals with deep expertise in the class or line of business in which they specialize, delivering tailored solutions to address our clients' risk management needs today and as their businesses evolve.
It covers medical bills, lost wages/income, pain and suffering, funeral expenses, and legal costs.
This type of coverage is required in most states.
This type of auto insurance coverage pays for damage to your car as a result of a collision with another vehicle.
Collision insurance is optional unless your auto is financed (the lender will require you to have this).
If you are at fault, this coverage will reimburse you for cost of fixing your car (after paying the deductible).
If you are not at fault, this coverage will seek reimbursement from the other driver's insurance company.
This type of coverage is required in most states.
This type of auto insurance coverage pays for damage to your car as a result of a collision with another vehicle.
Collision insurance is optional unless your auto is financed (the lender will require you to have this).
If you are at fault, this coverage will reimburse you for cost of fixing your car (after paying the deductible).
If you are not at fault, this coverage will seek reimbursement from the other driver's insurance company.
When you think of homeowner's insurance, think "Protection."
Most people simply cannot afford to rebuild their homes nor they have the financial ability to replace the valuable things inside.
That is why home insurance is truly important.
A homeowner's insurance policy can protect your home against damages that occur to the house itself and the belongings inside.
Homeowners coverage can also protect your property, some of your personal possessions, and you.
For example, if something unexpected occurs (such as fire or burglary), homeowner's insurance will help pay for destruction and losses.
Most people simply cannot afford to rebuild their homes nor they have the financial ability to replace the valuable things inside.
That is why home insurance is truly important.
A homeowner's insurance policy can protect your home against damages that occur to the house itself and the belongings inside.
Homeowners coverage can also protect your property, some of your personal possessions, and you.
For example, if something unexpected occurs (such as fire or burglary), homeowner's insurance will help pay for destruction and losses.
Renter's insurance protects you against liabilities that occur on properties that you rent/lease.
Where you live can be an apartment or single family residence.
Unforeseen injuries, break ins, and physical structure damage are some of the situations that your insurance may cover.
Personal items include your clothing, furniture, electronics, etc. Refer to the limits included in your policy.
Accidental damage to someone's property or a guest's medical bills for injuries on your property are covered.
Where you live can be an apartment or single family residence.
Unforeseen injuries, break ins, and physical structure damage are some of the situations that your insurance may cover.
Personal items include your clothing, furniture, electronics, etc. Refer to the limits included in your policy.
Accidental damage to someone's property or a guest's medical bills for injuries on your property are covered.
The condo association may not cover all events or liabilities that may occur in and around your condo.
Break ins, water damage, or slip and falls may not be covered which opens you up to financial risk.
Generally, condo insurance may cover your personal property and the interior of your condo.
Damage to the interior of your condo resulting from fire/lightning/windstorm, smoke, vandalism, theft, and water damage may be covered.
Break ins, water damage, or slip and falls may not be covered which opens you up to financial risk.
Generally, condo insurance may cover your personal property and the interior of your condo.
Damage to the interior of your condo resulting from fire/lightning/windstorm, smoke, vandalism, theft, and water damage may be covered.
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