Have you ever had a question about your auto insurance? We are here to answer your questions and help you make important decisions to be certain that you are properly protected. Life insurance provides cash for your family after you die. The money your dependents will receive - the "death benefit" - is an important financial resource. It can help pay the mortgage, run the household.
Texas Unity Insurance Services has helped thousands of people just like you, save a fortune on their insurance. We do this by quickly comparing the price, features and financial strength of dozens of insurance products from brand names you trust.
Texas Unity Insurance Services has helped thousands of people just like you, save a fortune on their insurance. We do this by quickly comparing the price, features and financial strength of dozens of insurance products from brand names you trust.
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This coverage applies to injuries that you, the designated driver or policyholder, cause to someone else.
Both yourself and any family members listed on the policy are also covered when driving someone else's car with their permission.
It's very important to have enough liability insurance, because if you are involved in a serious accident, you may be sued for a large sum of money.
Definitely consider buying more than the state-required minimum to protect assets such as your home and savings.
Both yourself and any family members listed on the policy are also covered when driving someone else's car with their permission.
It's very important to have enough liability insurance, because if you are involved in a serious accident, you may be sued for a large sum of money.
Definitely consider buying more than the state-required minimum to protect assets such as your home and savings.
If you lease a car, you still need to buy your own auto insurance policy.
The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage.
You'll need to buy these coverages in addition to the others that may be mandatory in your state, such as auto liability insurance.
The leasing company may also require "gap" insurance.
This refers to the fact that if you have an accident, and your leased car is damaged beyond repair or "totaled, " there's likely to be a difference between the amount that you still owe the auto dealer and the check you'll get from your insurance company.
The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage.
You'll need to buy these coverages in addition to the others that may be mandatory in your state, such as auto liability insurance.
The leasing company may also require "gap" insurance.
This refers to the fact that if you have an accident, and your leased car is damaged beyond repair or "totaled, " there's likely to be a difference between the amount that you still owe the auto dealer and the check you'll get from your insurance company.
This coverage pays for damage you (or someone driving the car with your permission) may cause to someone else's property.
Usually, this means damage to someone else's car, but it also includes damage to lamp posts, telephone poles, fences, buildings, or other structures your car hit.
This coverage pays for damage to your car resulting from a collision with another car, object, or as a result of flipping over.
It also covers damage caused by potholes.
Collision coverage is generally sold with a deductible of $250 to $1,000-the higher your deductible, the lower your premium.
Usually, this means damage to someone else's car, but it also includes damage to lamp posts, telephone poles, fences, buildings, or other structures your car hit.
This coverage pays for damage to your car resulting from a collision with another car, object, or as a result of flipping over.
It also covers damage caused by potholes.
Collision coverage is generally sold with a deductible of $250 to $1,000-the higher your deductible, the lower your premium.
When renting a car, you need insurance.
If you have adequate insurance on your own car, including collision and comprehensive, this may be enough.
Find out how much coverage you have on your own car.
In most cases, the coverage and deductibles you have on your personal auto policy would apply to a rental car, providing it's used for pleasure and not business.
If you don't have comprehensive and collision coverage on your own car, you will not be covered if your rental car is stolen or if it is damaged in an accident.
If you have adequate insurance on your own car, including collision and comprehensive, this may be enough.
Find out how much coverage you have on your own car.
In most cases, the coverage and deductibles you have on your personal auto policy would apply to a rental car, providing it's used for pleasure and not business.
If you don't have comprehensive and collision coverage on your own car, you will not be covered if your rental car is stolen or if it is damaged in an accident.
This coverage will reimburse you, a member of your family, or a designated driver if one of you is hit by an uninsured or hit-and-run driver.
Underinsured motorist coverage comes into play when an at-fault driver has insufficient insurance to pay for your total loss.
This coverage will also protect you if you are hit as a pedestrian.
Underinsured motorist coverage comes into play when an at-fault driver has insufficient insurance to pay for your total loss.
This coverage will also protect you if you are hit as a pedestrian.
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