State National Insurance
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State National Insurance
Headquartered in the Dallas-Fort Worth metroplex in Texas, we support clients nationwide with the industry's most advanced insurance solutions and services. Credit unions, banks, and finance companies enjoy unmatched flexibility and customization through our enhanced portfolio protection and insurance tracking. And with an "A" rating in all 50 states, we offer turnkey policy fronting that gives various businesses the agility and credentials necessary to capitalize on emerging market opportunities.

Make it simple with State National and accelerate your business today. When Lonnie, Terry, and Garry Ledbetter founded State National Companies back in 1973, little did they know what their new business venture would look like nearly 50 years later.

From a single managing general agency to a network of insurance companies and agencies licensed across the U.S. to becoming a part of an international Fortune 500 insurance giant Markel, State National's goal has always been simplifying the complexities of insurance for our clients.
Services
Find the right fit to protect your auto loan portfolio with a full range of solutions from State National.
Let us take on the risk of uninsured borrowers so you can focus on growing your business.
As the industry leader in Collateral Protection Insurance (CPI), State National continues to build on our services and expertise to safeguard your portfolio and improve your ongoing performance.
Experience the easiest claim-filing process in the industry, requiring no paperwork for most claims.
Simply file a claim and we'll process it for all applicable coverages - and ensure prompt payment.
Stellar service for your members.
Fewer hassles for your employees.
And greater protection for your portfolio.
As the industry leader in Collateral Protection Insurance (CPI), that's what State National can bring to your credit union every day.
Our CPI program comes with powerful tools like InsurTrak, the industry's most advanced - and only fully online - tracking system.
We also offer programs like Monthly Auto Protection (MAP) and Claims Advocacy & Recovery Services (CARS), tailored to your needs so that you can minimize risks and maximize benefits.
Reduce your bank's portfolio risk and glean strategic insights through Collateral Protection Insurance (CPI) from State National.
You can also take advantage of other portfolio protection options like Claims Advocacy & Recovery Services (CARS) and Monthly Auto Protection (MAP).
Outstanding personal service: Whenever your customers have an insurance issue, they can contact our office and our highly trained reps will assist.
Streamlined process: InsurTrak, our powerful and easy-to-use online system, ensures that the entire process runs quickly and smoothly.
As the industry leader in portfolio protection, State National can help increase your bottom line with affordable, hassle-free solutions for you and your borrowers.
Take advantage of outstanding services like Add1 Total Protection, Collateral Protection Insurance (CPI), Monthly Auto Protection (MAP), and Claims Advocacy & Recovery Services (CARS).
These programs make it easier than ever for you to get portfolio protection tailored to your specific needs - plus, they're all backed by the exceptional service and advanced systems our clients have counted on for years.
Increased profits.
Control your destiny with State National's fronting model.
We let you create and manage your insurance program in alignment with your business strategy.
As the nationally recognized leader in fronting, we provide the paper - so that you can do what you do best.
State National's Program Services division grants you full access and authority to "A"-rated paper in all 50 states through our three admitted carriers - State National Insurance Company, National Specialty Insurance Company, and City National Insurance Company - as well as our two excess and surplus lines carriers: United Specialty Insurance Company and Independent Specialty Insurance Company.
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