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From insurance products to claims management and everything in between, UVE is a leading holding company of property and casualty insurance and value-added insurance services. UVE's primary insurance company subsidiaries (The "Insurance Entities"), Universal Property and Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC), provide insurance for personal residential: homeowners, renters/tenants, condo unit owners, and other related coverages.

In addition to the above coverages, APPCIC also writes to a much lesser degree, commercial residential multi-peril insurance. Our subsidiary, Alder Adjusting ("AA", formerly Universal Adjusting Corporation), manages our claims processing and adjustment functions from claim inception to conclusion for our Insurance Entities.

Evolution Risk Advisors (ERA) is the managing general agent (MGA) for UVE's Insurance Entities, and advises on actuarial, distribution, claims payment and policy administration, underwriting, and assists with reinsurance negotiations.
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UVE's focus is on creating a best-in-class customer experience, disciplined growth, driving a culture of operational excellence and continuous improvement, maintaining a strong balance sheet and maximizing shareholder value through earnings stability.
UVE maintains strong reinsurance partner relationships, many of which have been intact for more than 20 years.
The primary objective of UVE's investment portfolio is the preservation of capital.
Secondarily, it seeks an adequate total rate of return with a focus on fixed income, to provide liquidity.
The company has a history of accelerating personal and professional growth, offering employees one of the best benefit plans in the industry and taking an active part in the community.
Our people are the driver of our continued success at UVE.
We cannot achieve our mission unless our employees are equipped with the tools to generate their best work.
We invest in and support our employees because when our employees prosper as people, we succeed as a company.
Your financial wellness - today and tomorrow - matters to us.
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