Preparing for that next step in life isn't always easy. Plan with Phil website has a combination of experience, professionalism and access to a wide variety of products and services can help you meet your financial goals and insurance needs. Whether your goals include preparing for milestone life events like retirement or college, or whether you're simply looking for life, disability income or long-term care insurance protection, We promise you a new level of attention, insight and capability.
Survey says one in four families feel that they need more insurance or needs to purchase some type of insurance. Losing a loved one can devastate a family mentally and financially. One in three wishes their spouse or partner would purchase more life insurance to make sure their family is secure. More and more families get insurance on both partners nowadays.
54% of those likely to buy didn't purchase it because they "have not gotten around to it" or was too busy to do it. Most Americans feel that the insurance from work is generally sufficient but only to find out the coverage is barely enough to cover most things.
Survey says one in four families feel that they need more insurance or needs to purchase some type of insurance. Losing a loved one can devastate a family mentally and financially. One in three wishes their spouse or partner would purchase more life insurance to make sure their family is secure. More and more families get insurance on both partners nowadays.
54% of those likely to buy didn't purchase it because they "have not gotten around to it" or was too busy to do it. Most Americans feel that the insurance from work is generally sufficient but only to find out the coverage is barely enough to cover most things.
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My name is Phillip Chin and I started my career in the insurance business about 11 years ago.
I was extremely thrilled when I initially had this idea of creating a website that can be different and very simple.
The main goal is to help educated people about the importance of life insurance from the touch of their fingertips.
The internet has become a great resource to help everyone understand insurance and to easily have access to insurance pricing within minutes.
Plan With Phil was created to be simple, easy to understand and be effortless in getting coverage in the comfort of your own home.
I was extremely thrilled when I initially had this idea of creating a website that can be different and very simple.
The main goal is to help educated people about the importance of life insurance from the touch of their fingertips.
The internet has become a great resource to help everyone understand insurance and to easily have access to insurance pricing within minutes.
Plan With Phil was created to be simple, easy to understand and be effortless in getting coverage in the comfort of your own home.
We have an in-depth calculator to determine the amount you need or if you have an amount in mind already, just input it into the quote system.
Apply online in a matter of seconds!
You can start the application if you choose to and we can help you along the way if you get stuck in the process.
The first is the financial strength rating represented by an alphabetical range between A++ and E. When providing this rating AM Best completes a comprehensive quantitative and qualitative analysis of a company's balance sheet strength, operating performance and business profile.
Apply online in a matter of seconds!
You can start the application if you choose to and we can help you along the way if you get stuck in the process.
The first is the financial strength rating represented by an alphabetical range between A++ and E. When providing this rating AM Best completes a comprehensive quantitative and qualitative analysis of a company's balance sheet strength, operating performance and business profile.
If you find yourself intimidated by the ever-rising price of higher education, then a 529 college savings plan might be a key component in saving for a college education.
A 529 college savings plan is a tax-advantaged way to save for college and pay for higher education expenses.
Unlike some other savings vehicles, a 529 college savings plan may allow you to make sizeable contributions.
The funds may generally be used for any qualified college or higher education expense, including tuition, room, board, fees, books, supplies, and equipment.
A 529 college savings plan is a tax-advantaged way to save for college and pay for higher education expenses.
Unlike some other savings vehicles, a 529 college savings plan may allow you to make sizeable contributions.
The funds may generally be used for any qualified college or higher education expense, including tuition, room, board, fees, books, supplies, and equipment.
An individual disability income insurance policy can help supplement your group long term disability benefits and protect a larger portion of your income.
This, in turn, provides a fundamental layer of security for your financial future.
An individual disability income insurance policy you purchase on your own is fully portable, meaning you won't have to worry about losing coverage if you change jobs, and the benefits paid are tax free if you are the premium payor1.
In addition, an individual disability income insurance policy is non-cancelable by the carrier (as long as the premiums are paid), and with a guaranteed renewable policy, your premiums will never change for the life of the policy.
This, in turn, provides a fundamental layer of security for your financial future.
An individual disability income insurance policy you purchase on your own is fully portable, meaning you won't have to worry about losing coverage if you change jobs, and the benefits paid are tax free if you are the premium payor1.
In addition, an individual disability income insurance policy is non-cancelable by the carrier (as long as the premiums are paid), and with a guaranteed renewable policy, your premiums will never change for the life of the policy.
The need for long term care can happen to anyone at any time, and it may result from being chronically ill or having a cognitive impairment.
However, something as unexpected as an accident or injury could also trigger the need.
For most of us, it is unpleasant to envision a time when performing routine tasks may become difficult as the result of injury, illness or aging.
If the time comes when you need substantial assistance performing daily tasks, it is unlikely you will want cost to be the primary decision-making factor for your long term care.
However, something as unexpected as an accident or injury could also trigger the need.
For most of us, it is unpleasant to envision a time when performing routine tasks may become difficult as the result of injury, illness or aging.
If the time comes when you need substantial assistance performing daily tasks, it is unlikely you will want cost to be the primary decision-making factor for your long term care.
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