DP Insurance

We established DP Insurance Agency in 1987 and since then, our company has grown to a full service insurance agency.
DP Insurance provides services catering to the insurance needs of businesses, individuals, and families.
We are an independent insurance agency which means you are our customers, NOT the insurance companies we contract to serve your needs.
We work by your side during your hardest times and see to it that you get fair treatment and compensation as well as prompt service for your insurance needs.

When running a business, you HAVE to consider your liabilities.
Even if you don't have a big, prosperous, business, liability insurance is essential and can be a crucial part of protecting your business and financial health.
Liability insurance covers employees and customer injuries that may occur at your place of business.
Even in cases where someone you are not associated with causes someone else injury at your place of business, your business may still be held liable for damages.
Liability insurance can cover you from such claims of personal injury as well as any other claims involving any type of abuse and sexual harassment.

Workers compensation insurance provides coverage of medical care and other compensation of benefits to employees who are insured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for tort of negligence.
There is a tradeoff between the assured, limited coverage and lack of recourse outside the worker compensation system called "the compensation bargain".
While schemes differ between jurisdictions, provisions can be made for weekly payments in place of wages, compensation for economic loss, reimbursement and payment of medical expenses, and benefits payable to the dependents of workers killed during employment.

Errors and Omission Insurances protect your company from claims made by clients who hold you responsible for errors or some other failure regarding the work performed as promised in your contract.
Error and Omissions insurance coverage extends to both W2 employees as well as 1099 subcontractors and can be worldwide in scope.
Error and Omissions Insurance is generally recommended to be at the foundation of every company's insurance portfolio.
It is usually wise to purchase the coverage prior to product launch or when you start servicing customers.

D& O Liability provides coverage for lawsuits that arise out of wrongful acts, or errors and omission-type claims.
Examples of such claims under this policy would be: employment-related claims like negligent hiring practices or wrongful termination, acts beyond the authority of the director or officer involved including wrongful suspension of employees and or officers, selection and eligibility disputes, in addition to matters involving changes to interpretation of or implementation of rules with regards to sexual harassment, gender, race, or ethnicity.