Life Insurance
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Life Insurance
Every day, wherever you go and whatever you do, you face risks. Behind the wheel, working for someone else or running your own company, there are inherent risks that every individual faces. There are risks associated with failing to adequately prepare for the future. If you participate in life, the chance of suffering some type of loss is always present.

Our practitioners can address any and all medical conditions that can be treated at the facility, and we have a network of specialists that are located offsite as well. Laboratory and diagnostic services are available, and we provide physical, occupational, and speech therapy. Vision and hearing service are offered, and we can facilitate hospice care and administer end-of-life programs.

These are a handful of the jail medical services that we provide, but there are a number of others, and we can custom-craft solutions for each respective client partner. It may sound terribly simple, but one of the fundamental reasons for our success is our willingness to establish a relationship with each client by listening.
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Excellent source of knowledge and information in all aspects of the Life Insurance, disability insurance and so much more.
Thank you for all you did for me and my family.
My family and I are very happy with Legacy Partners-Paul Arakelyan.
Paul is not only a great human being, but also a wonderful professional in his job.
We can call and meet with him at any time when we have questions.
He is always happy to help his customers.
I will definitely recommend to others as well to meet with Paul and get very honest advise regards to their decisions.
A life insurance policy is a contract with an insurance company.
Insurance company provides a lump-sum payment in exchange for premium payments.
This is known as a death benefit which is paid out to beneficiaries upon the insured's death.
Generally, life insurance is chosen based on the needs and goals of the owner.
Term life insurance generally provides protection for a limited period of time, while permanent insurance, such as whole and universal life, provides lifetime coverage.
Insurers use rate classes or risk-related categories to determine premium payments; these categories don't, however, affect the length or amount of coverage.
If you want insurance that provides security, safety and predictability, and you want guaranteed premiums with guaranteed coverage, then you need whole life insurance.
When you decide to make whole life insurance part of your overall financial strategy, you help protect your family's long-term financial security at your death.
By doing so, the death benefit your family or beneficiaries receive can help them pay expenses at extremely difficult times.
Buying whole life insurance is like buying and owning a home.
Simple answer is: It's a temporary and affordable protection.
It's often used to address a temporary protection need or as a gateway to permanent insurance, such as whole life insurance.
Many term life insurance products allow you to convert to a permanent product, offering lifetime coverage, as your budget permits.
The cost of term life insurance may increase over time, which makes it important to understand your protection needs throughout your life so that you purchase the product that is right for you.
If you want that gives you options such as flexible premiums and adjustable coverage while providing the security you need, then you need Universal Life Insurance.
Your UL policy will provide security today with the cash value growth potential you need for tomorrow.
Depending on the premium you choose to pay, a universal life insurance policy may accumulate tax-deferred account value, which you may access as a benefit while you are living.
You may borrow from the policy to supplement your retirement income, provide funds for a child's college education or any purpose you choose.
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