Homeowners' insurance is a specific type of property insurance. Homeowners' insurance covers damage or loss by theft and against perils which can include fire, and storm damage. It also may insure the owner. The coverage can include loss or damage to the vehicle itself evaluated at replacement or repair. Life insurance provides a death benefit for an individual's beneficiaries.
It allows survivors to pay off debts and other expenses; it can also provide a source of income to replace that lost by the death of the insured. Business Insurance refers to the coverage that protects companies from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage.
It allows survivors to pay off debts and other expenses; it can also provide a source of income to replace that lost by the death of the insured. Business Insurance refers to the coverage that protects companies from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage.
Services
Pettineo Insurance Agency, Inc. is an independent insurance agency based in South Florida.
As an independent agent we represent many top rated companies in both the personal and commercial lines.
We place your policy with the company offering the best coverage at a reasonable price.
We offer a complete line of personal, commercial, life and health insurance products, designed exclusively for your insurance needs.
Serving South Florida for over 35 years, Pettineo Insurance offers the highly personalized service and stability that you should expect from your insurance agent.
As an independent agent we represent many top rated companies in both the personal and commercial lines.
We place your policy with the company offering the best coverage at a reasonable price.
We offer a complete line of personal, commercial, life and health insurance products, designed exclusively for your insurance needs.
Serving South Florida for over 35 years, Pettineo Insurance offers the highly personalized service and stability that you should expect from your insurance agent.
Personal lines insurance refers to the many different policies designed to protect individuals and families.
It is a term meant to distinguish personal policies from business, or commercial lines policies.
A line of insurance means a certain category of insurance policies.
Personal lines insurance agents typically offer car, home, health and life insurance to individuals and families.
It is a term meant to distinguish personal policies from business, or commercial lines policies.
A line of insurance means a certain category of insurance policies.
Personal lines insurance agents typically offer car, home, health and life insurance to individuals and families.
Homeowners' insurance is a specific type of property insurance that typically covers damage or loss by theft and against perils which can include fire, and storm damage.
It also may insure the owner for accidental injury or death for which the owner may be legally responsible.
Mortgage lenders usually require homeowners' insurance as part of the mortgage terms.
Coverage B Other Structures- Structures other than the main dwelling such as a guest house, shed, or gazebo.
Coverage C Personal Property- Belongings such as furniture, clothes, and other personal items.
It also may insure the owner for accidental injury or death for which the owner may be legally responsible.
Mortgage lenders usually require homeowners' insurance as part of the mortgage terms.
Coverage B Other Structures- Structures other than the main dwelling such as a guest house, shed, or gazebo.
Coverage C Personal Property- Belongings such as furniture, clothes, and other personal items.
When you own a condominium unit, you - not your condo association's - you are responsible for what's inside your condo.
That's why having a personal condo insurance policy is important.
Condo associations have master insurance policies that cover the property, common areas and physical structure of your building.
However, these master policies do not cover your personal property or your legal responsibility to others, and they may not cover improvements or customizations to your unit.
Replacement value of your primary dwelling and specified permanent attachments, up to a specific value- This coverage will assist in replacing items such as flooring, ceilings, and countertops in the event of a disaster.
That's why having a personal condo insurance policy is important.
Condo associations have master insurance policies that cover the property, common areas and physical structure of your building.
However, these master policies do not cover your personal property or your legal responsibility to others, and they may not cover improvements or customizations to your unit.
Replacement value of your primary dwelling and specified permanent attachments, up to a specific value- This coverage will assist in replacing items such as flooring, ceilings, and countertops in the event of a disaster.
Dwelling coverage is the portion of your home insurance policy that covers the cost of rebuilding /repairing your home in the event that it is damaged or lost in a covered peril such as wind, hail, lightning, or even fire.
Separate policies are needed for damages and losses caused by earthquake and flood insurance as these are not covered under standard home insurance policies.
The amount of dwelling coverage that you should purchase should be enough to cover the cost of rebuilding your home in the event of a complete loss.
Separate policies are needed for damages and losses caused by earthquake and flood insurance as these are not covered under standard home insurance policies.
The amount of dwelling coverage that you should purchase should be enough to cover the cost of rebuilding your home in the event of a complete loss.
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