Morgan Hubble Smith Insurance Agency
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Established in 1986, Morgan Hubble Smith Insurance is one of the largest agencies in the Central Ohio area. We are proud to provide insurance and financial solutions to over one thousand individuals, families and businesses in our area. We are committed to building solid relationships with our customers through practical solutions and excellent service.

Specializing in Auto, Home, Life, Health, and Commercial insurance, the Morgan Hubble Smith Agency sets the standard for independent insurance agencies by finding the best possible coverage for your needs at the lowest possible cost available in the insurance market today. Our companies provide you with a variety of easy and convenient options for paying your premium bill.

Morgan Hubble Smith Insurance Agency is licensed to conduct business in the state of Ohio. The information on this site is a solicitation to conduct business only in the aforementioned state of authority. PLEASE NOTE: We cannot bind coverage from requests sent through our website.
Services
Since every insurance quote is specific to each person or business, it is important to speak to a live person.
Please contact us 614-785-0611 or send us an email at info@hubblesmith.com to get the process started.
Morgan Hubble Smith Insurance Agency is licensed to conduct business in the state of Ohio.
The information on this site is a solicitation to conduct business only in the aforementioned state of authority.
PLEASE NOTE: We cannot bind coverage from requests sent through our website.
If you need to add to or change your coverage, please call our office during business hours: Monday - Friday, 8:30am - 4:30pm.
If the insurance follows the car and you lend your car to a friend, your coverage is considered the primary coverage.
If your friend has an accident, it's your insurance that will pay the claim.
If the accident is serious enough to use up all of your policy's coverage, then your friend's coverage, which is considered secondary, might also be used.
If the insurance follows the driver, coverage is provided the other way around.
If you lend your car to a friend and they have an accident, it's their policy that is considered primary coverage, meaning their insurance company will pay the claim.
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