The Ohio Automobile Insurance Plan (OAIP) provides automobile insurance to licensed drivers that are unable to purchase automobile insurance through Ohio's voluntary market due to a variety of factors, such as driving history or first-time driver status. OAIP is an option for licensed drivers that can't obtain auto insurance coverage elsewhere, and often charges the highest rates in the state.
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As a prerequisite to consideration for assignment under the Plan, the applicant must certify, in the prescribed application form, that he has attempted, within 60 days prior to the date of application, to obtain automobile insurance in the state, and that he has been unable to obtain such insurance rates equal or less than the Plan.
An applicant so certifying shall be considered for assignment provided that he reports in the prescribed application form all information of a material nature and does not willfully make incorrect or misleading statements in the prescribed application form, or does not come within any of the prohibitions or exclusions shown in Section 2. C.
An applicant so certifying shall be considered for assignment provided that he reports in the prescribed application form all information of a material nature and does not willfully make incorrect or misleading statements in the prescribed application form, or does not come within any of the prohibitions or exclusions shown in Section 2. C.
Q: I need to file a claim with your company because one of your policyholder's damaged my vehicle.
A: The Ohio Automobile Insurance Plan (OAIP) is NOT an insurance company.
We don't sell insurance so we can't pay claims.
Many times individuals will "make up" an insurance company name, like Ohio Automobile Insurance when law enforcement requires it at the crash scene.
Insurance Identification cards often have a generic statement at the top of the card that reads "Ohio Automobile Insurance."
One must look for the actual insurance company name on an insurance identification card.
A: The Ohio Automobile Insurance Plan (OAIP) is NOT an insurance company.
We don't sell insurance so we can't pay claims.
Many times individuals will "make up" an insurance company name, like Ohio Automobile Insurance when law enforcement requires it at the crash scene.
Insurance Identification cards often have a generic statement at the top of the card that reads "Ohio Automobile Insurance."
One must look for the actual insurance company name on an insurance identification card.
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