For most of us, our home is our biggest investment. The typical home costs hundreds of thousands of dollars and insuring it correctly should be your priority. Esposito Insurance Group specializes in property and home insurance. Landlord insurance provides several important types of coverage. Depending on the insurance company you work with and the options you choose, your policy may consist of some or all of these types of insurance; Property damage, Liability insurance, Loss of income.
We have extensive experience protecting realtors and real estate agencies with all kinds of policies and programs. We have an extensive collection of companies and policies to protect you and your real estate investments. Our programs offer excellent coverage for both long-term investors and flippers. You may think that insuring your property covers it against any sort of damage.
Unfortunately, home, landlord and commercial insurance policies do not cover you against flood damage. Jewelry is the easiest thing to lose - next to socks and umbrellas - but it's also much more expensive.
We have extensive experience protecting realtors and real estate agencies with all kinds of policies and programs. We have an extensive collection of companies and policies to protect you and your real estate investments. Our programs offer excellent coverage for both long-term investors and flippers. You may think that insuring your property covers it against any sort of damage.
Unfortunately, home, landlord and commercial insurance policies do not cover you against flood damage. Jewelry is the easiest thing to lose - next to socks and umbrellas - but it's also much more expensive.
Services
Esposito Insurance Group has a specialized practice tailored to realtors and real estate agencies.
We offer a comprehensive program for real estate agencies from startups to very large, established national chains.
Some of the companies we work with include Hiscox, USLI, HCC, RLI, Travelers, CNA, Great American, MetLife, Farmers Mutual, Nationwide and many others.
We can provide policies that will cover you for residential and commercial sales and leasing, property management, consulting, appraisals, and virtually any real estate related activity you might be involved in.
We offer a comprehensive program for real estate agencies from startups to very large, established national chains.
Some of the companies we work with include Hiscox, USLI, HCC, RLI, Travelers, CNA, Great American, MetLife, Farmers Mutual, Nationwide and many others.
We can provide policies that will cover you for residential and commercial sales and leasing, property management, consulting, appraisals, and virtually any real estate related activity you might be involved in.
There are many areas of liability to consider when insuring an investment property.
We have years of experience covering real estate investors and we offer a wide program of options that address each possible area of liability.
From "Fix and Flips" to large commercial "Buy and Holds" we provide excellent coverage and value.
Call us or send us an email to discuss your particular needs and how we can assist you.
We have years of experience covering real estate investors and we offer a wide program of options that address each possible area of liability.
From "Fix and Flips" to large commercial "Buy and Holds" we provide excellent coverage and value.
Call us or send us an email to discuss your particular needs and how we can assist you.
You may think that insuring your property covers it against any sort of damage.
Unfortunately, home, landlord and commercial insurance policies do not cover you against flood damage.
A flood is defined as water that emanates from the ground causing damage to your home or property.
If you go into your basement and happen to find 3ft of water following a lengthy rainstorm, flood insurance will cover the damage to your home and the cost to replace whatever possessions may have been ruined.
Standard flood insurance policies are available through the Federal Emergency Management Agency (FEMA).
Unfortunately, home, landlord and commercial insurance policies do not cover you against flood damage.
A flood is defined as water that emanates from the ground causing damage to your home or property.
If you go into your basement and happen to find 3ft of water following a lengthy rainstorm, flood insurance will cover the damage to your home and the cost to replace whatever possessions may have been ruined.
Standard flood insurance policies are available through the Federal Emergency Management Agency (FEMA).
Jewelry is the easiest thing to lose - next to socks and umbrellas - but it's also much more expensive.
When you lose or damage something you cherish, the last thing you want to think about is how you are going to replace or repair it.
No matter what type of jewelry you own, we can guarantee that it is covered, and help make the process easier.
Loss/Mysterious Disappearance: Have you ever taken off your rings to wash the dishes and had one fall down the drain?
Have you ever lost an earring while taking off your coat or scarf?
When you lose or damage something you cherish, the last thing you want to think about is how you are going to replace or repair it.
No matter what type of jewelry you own, we can guarantee that it is covered, and help make the process easier.
Loss/Mysterious Disappearance: Have you ever taken off your rings to wash the dishes and had one fall down the drain?
Have you ever lost an earring while taking off your coat or scarf?
Umbrella insurance offers you coverage above and beyond your basic insurance policies.
Let's suppose you have an auto policy with 300,000 in liability.
If you cause an accident that results in severe injuries, you could easily exceed this limit.
Umbrella insurance would then provide you with additional liability coverage.
Umbrellas can also be extended to cover landlord, boat, home, and in many cases commercial policies, to provide additional loss of protection.
By protecting you against larger claims and lawsuits, this policy also protects your assets.
Let's suppose you have an auto policy with 300,000 in liability.
If you cause an accident that results in severe injuries, you could easily exceed this limit.
Umbrella insurance would then provide you with additional liability coverage.
Umbrellas can also be extended to cover landlord, boat, home, and in many cases commercial policies, to provide additional loss of protection.
By protecting you against larger claims and lawsuits, this policy also protects your assets.
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