Broward Insurance and Tax is an Independent Insurance Agency representing many different insurance companies throughout South Florida. Our main goal is to provide excellent customer service and keep you covered. If you are looking for a honest company with great customer service THIS IS THE WAY TO GO.
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It's probably one of the most valuable coverages that business owners should include in their small business insurance policy.
But it's one of the most overlooked as well.
That's because most entrepreneurs aren't aware that when disaster strikes it's not the cost of the physical damage to their premises that will really hurt their small business, but the amount of income they lose because they're out of action.
Imagine that your office has a fire and your business is forced to shut down for a time.
But it's one of the most overlooked as well.
That's because most entrepreneurs aren't aware that when disaster strikes it's not the cost of the physical damage to their premises that will really hurt their small business, but the amount of income they lose because they're out of action.
Imagine that your office has a fire and your business is forced to shut down for a time.
Make sure your policy includes flood and hurricane protection.
If it doesn't, buy a supplemental policy.
Check insurance providers' reputations on a site like Consumer Reports.
Consider the value of your personal possessions.
Most policies have a fairly low limit on personal property, so you may need to increase your coverage to protect items like engagement rings or fine art.
If it doesn't, buy a supplemental policy.
Check insurance providers' reputations on a site like Consumer Reports.
Consider the value of your personal possessions.
Most policies have a fairly low limit on personal property, so you may need to increase your coverage to protect items like engagement rings or fine art.
Chronic illness insurance is a rider, or addition, to your standard life insurance policy.
It pays for medical care and non-medical care that your health insurance does not cover.
Critical illness cover is a type of life insurance policy that offers protection in the event of a serious illness or injury.
There are two types of critical illness cover: Additional cover policies can pay out more than once.
It will pay out if you are diagnosed with a critical illness and in the event of death.
It pays for medical care and non-medical care that your health insurance does not cover.
Critical illness cover is a type of life insurance policy that offers protection in the event of a serious illness or injury.
There are two types of critical illness cover: Additional cover policies can pay out more than once.
It will pay out if you are diagnosed with a critical illness and in the event of death.
Most term life insurance policies do not technically expire until the Insured reaches age 95.
This means you can keep your existing policy in force by continuing to pay the premiums.
Cons - The cost to keep the policy in force will increase - significantly.
And it will continue to increase each year as you age.
The answer is no.
And this is because term life insurance does not accumulate a cash value like some permanent life insurance does so there's nothing to cash out.
So if you outlive your policy the coverage simply ends.
This means you can keep your existing policy in force by continuing to pay the premiums.
Cons - The cost to keep the policy in force will increase - significantly.
And it will continue to increase each year as you age.
The answer is no.
And this is because term life insurance does not accumulate a cash value like some permanent life insurance does so there's nothing to cash out.
So if you outlive your policy the coverage simply ends.
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