PCG Agencies is an independent insurance agency that places and services personal lines insurance for clients across the country. We focus solely on providing insurance and risk management services exclusively for personal property and casualty insurance clients. This intense focus enables us to provide cutting edge products and service. As a full-service operation, we offer a full suite of quality insurance solutions including home, auto, umbrella, and more.
We have established long term relationships with many of the top national and regional carriers in the country, bringing you the power of choice when it comes to your personal insurance needs. Our unique history has afforded us a deep understanding of the individual insurance needs of a wide range of clients.
Our insurance consultants collaborate with clients to understand their risk exposures, educate them on their options, develop insurance strategies to deliver proper coverage, and provide ongoing service to change their plan as their life changes.
We have established long term relationships with many of the top national and regional carriers in the country, bringing you the power of choice when it comes to your personal insurance needs. Our unique history has afforded us a deep understanding of the individual insurance needs of a wide range of clients.
Our insurance consultants collaborate with clients to understand their risk exposures, educate them on their options, develop insurance strategies to deliver proper coverage, and provide ongoing service to change their plan as their life changes.
Services
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Claims are paid subject to the deductible.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Claims are paid subject to the deductible.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Insurance policies have limits that help to control your premium costs.
In addition, these limits help insurers ensure that they are able to fulfill their financial responsibility and meet the claims needs of their policyholders.
But limits leave you with some exposure to financial loss, because any claims that exceed the amount of a policy's limit must be either paid for out of your pocket or be unrecovered.
An umbrella policy can fill the gap that exists between your limits and your potential claims.
In addition, these limits help insurers ensure that they are able to fulfill their financial responsibility and meet the claims needs of their policyholders.
But limits leave you with some exposure to financial loss, because any claims that exceed the amount of a policy's limit must be either paid for out of your pocket or be unrecovered.
An umbrella policy can fill the gap that exists between your limits and your potential claims.
Your collection of jewelry reflects treasured memories and symbolizes your feelings for loved ones.
Your wedding band serves as a reminder of your wedding day.
Maybe you have a necklace that was a birthday gift from your mother.
Each piece of jewelry is unique and valuable beyond the dollar worth.
Jewelry insurance can protect your precious keepsakes from loss, damage or theft.
Standard homeowner insurance policies provide limited jewelry coverage, which is often lower than the value of your collection.
Your wedding band serves as a reminder of your wedding day.
Maybe you have a necklace that was a birthday gift from your mother.
Each piece of jewelry is unique and valuable beyond the dollar worth.
Jewelry insurance can protect your precious keepsakes from loss, damage or theft.
Standard homeowner insurance policies provide limited jewelry coverage, which is often lower than the value of your collection.
Recreational vehicles do more than just carry you from one place to another; they transport you with an eye toward maximum fun and/or comfort along the way.
Just because some of these vehicles are associated with playtime, that doesn't mean they don't need the same insurance protection as any other piece of expensive property you own.
In fact, they may need more insurance since they also create a potential for liabilities.
Your recreational vehicle is, just like an automobile, a moving vehicle that can cause bodily injury and property damage to others.
Just because some of these vehicles are associated with playtime, that doesn't mean they don't need the same insurance protection as any other piece of expensive property you own.
In fact, they may need more insurance since they also create a potential for liabilities.
Your recreational vehicle is, just like an automobile, a moving vehicle that can cause bodily injury and property damage to others.
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