The Clark Insurance Agency has been offering affordable insurance to individuals, families, and businesses in southwestern Michigan as well as Northern Indiana since 1979. We can provide you with Individual and Family health insurance, Dental and Vision, Group, Short Term, and International coverage. We also offer Life Insurance, Financial and Retirement Planning as well as Medicare Supplements, Short, and Long Term Care coverage.
David A. Clark, Owner and General Agent, is a native of Saint Joseph, Michigan and has a long-standing relationship with the community and its residents. He is licensed in Michigan and Indiana.
David A. Clark, Owner and General Agent, is a native of Saint Joseph, Michigan and has a long-standing relationship with the community and its residents. He is licensed in Michigan and Indiana.
Services
Our mission is to get to know and understand your needs, wants, and long-term goals.
We want to help you develop, implement, and monitor a strategy that's designed to address your individual situation.
From managing debt to saving for college to retirement, these personal finance challenges can be overwhelming.
Our commitment is to utilize all of our resources to help you pursue your goals.
We believe in thinking "out of the box" and we are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth.
We want to help you develop, implement, and monitor a strategy that's designed to address your individual situation.
From managing debt to saving for college to retirement, these personal finance challenges can be overwhelming.
Our commitment is to utilize all of our resources to help you pursue your goals.
We believe in thinking "out of the box" and we are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth.
What is Life Insurance?
Life insurance is a contract between the insured and an insurance company and is a way to provide protection against the economic loss caused by the death of the insured.
The main reason for life insurance is to provide income replacement to your beneficiaries if you die.
But if you are interested in estate planning, cash accumulation, wealth transfer, and estate tax liquidity, life insurance can help you achieve these goals as well.
Life insurance is a contract between the insured and an insurance company and is a way to provide protection against the economic loss caused by the death of the insured.
The main reason for life insurance is to provide income replacement to your beneficiaries if you die.
But if you are interested in estate planning, cash accumulation, wealth transfer, and estate tax liquidity, life insurance can help you achieve these goals as well.
Long-term care insurance is not protection for you.
It's protection for your family.
It's not a question of who will take care of you.
Your family will because they love you.
Instead, it's a question of how your family will take care of you and the impact it will have on them.
Long-term care insurance allows your family to keep the promise they made to take care of you by providing the funds to help them do it better and longer.
Let me show you how a long-term care insurance policy can provide those needed funds for your family.
It's protection for your family.
It's not a question of who will take care of you.
Your family will because they love you.
Instead, it's a question of how your family will take care of you and the impact it will have on them.
Long-term care insurance allows your family to keep the promise they made to take care of you by providing the funds to help them do it better and longer.
Let me show you how a long-term care insurance policy can provide those needed funds for your family.
Planning for retirement has two phases.
The accumulation phase and the distribution phase.
We evaluate both of these phases up front to understand how much income your retirement savings will produce.
An annuity is a contract in which an individual agrees to pay premiums to an insurance company and receives, in exchange, a regular stream of income payments from the issuer either now or at some time in the future.
Unlike many financial products available, an annuity can provide an income you can't outlive.
The accumulation phase and the distribution phase.
We evaluate both of these phases up front to understand how much income your retirement savings will produce.
An annuity is a contract in which an individual agrees to pay premiums to an insurance company and receives, in exchange, a regular stream of income payments from the issuer either now or at some time in the future.
Unlike many financial products available, an annuity can provide an income you can't outlive.
Health Insurance is on just about everyone's mind these days.
With all the new laws concerning ACA (affordable healthcare), it's hard to know just what to do.
Contact our office and we can help you get signed up for the coverage that best fits your needs.
Are you a member of the Federally recognized tribe, or an Alaska Native Corporation shareholder.
For business looking for group benefits for their employees, you can contact us and set an appointment.
We will come out to your place business and go over the different options you may have for your employees.
With all the new laws concerning ACA (affordable healthcare), it's hard to know just what to do.
Contact our office and we can help you get signed up for the coverage that best fits your needs.
Are you a member of the Federally recognized tribe, or an Alaska Native Corporation shareholder.
For business looking for group benefits for their employees, you can contact us and set an appointment.
We will come out to your place business and go over the different options you may have for your employees.
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