For over 75 years, the F. Joseph Flaugh Insurance Agency has offered its clients full service for all their auto, home, business and life insurance needs. We now offer IRAs, annuities, disability income protection, and long term care insurance as well.
We serve the entire State of Michigan with an emphasis in the Tri-County area of Southwestern Michigan in communities near St Joseph, Stevensville, Benton Harbor, Coloma, Watervliet, Hartford, Berrien Springs, Buchanan, Niles, South Haven, Dowagiac, New Buffalo, Eau Claire, and Bridgman.We can write any type of home insurance whether it is occupied by you as the owner, or rented out to a tenant.F. Joseph Flaugh Agency takes pride in providing our business insurance customers with excellent coverage and great service.
We serve the entire State of Michigan with an emphasis in the Tri-County area of Southwestern Michigan in communities near St Joseph, Stevensville, Benton Harbor, Coloma, Watervliet, Hartford, Berrien Springs, Buchanan, Niles, South Haven, Dowagiac, New Buffalo, Eau Claire, and Bridgman.We can write any type of home insurance whether it is occupied by you as the owner, or rented out to a tenant.F. Joseph Flaugh Agency takes pride in providing our business insurance customers with excellent coverage and great service.
Services
We can obtain insurance for any type of vehicle used for whatever purpose.
Liability coverage is available as well as physical damage, commonly referred to as comprehensive and/or collision coverage.
Roadside assistance and rental coverage is also available in conjunction with the auto policy.
We also insure ATVs, motorcycles, campers, motor homes, travel trailers, snowmobiles, and any other type of recreational vehicle.
Stand-alone policies are also available.
For an auto quote, you can contact our office by stopping in, phoning us, or emailing us.
Liability coverage is available as well as physical damage, commonly referred to as comprehensive and/or collision coverage.
Roadside assistance and rental coverage is also available in conjunction with the auto policy.
We also insure ATVs, motorcycles, campers, motor homes, travel trailers, snowmobiles, and any other type of recreational vehicle.
Stand-alone policies are also available.
For an auto quote, you can contact our office by stopping in, phoning us, or emailing us.
F. Joseph Flaugh Agency takes pride in providing our business insurance customers with excellent coverage and great service.
If your business is in need of property, auto, workers compensation or liability coverage, our agency has the staff and the experience to assist you.
We represent many outstanding insurance companies that provide excellent protection and competitive premiums.
We insure all types of businesses and have several markets that we can access to obtain the insurance coverage that you need.
If your business is in need of property, auto, workers compensation or liability coverage, our agency has the staff and the experience to assist you.
We represent many outstanding insurance companies that provide excellent protection and competitive premiums.
We insure all types of businesses and have several markets that we can access to obtain the insurance coverage that you need.
Where will the money come from if you are disabled?
Many people believe they will be covered by Social Security or workers' compensation if they were to become disabled, but the facts are too great to ignore.
Only 35% of workers applying for Social Security Disability Insurance (SSDI) claim payments in 2009 were approved.
Disability coverage provides money to replace loss of earned income while you're totally disabled from sickness or an accident.
Waiting periods available (the number of days before benefits begin) are 30, 60, 90, 180 or 365 days.
Many people believe they will be covered by Social Security or workers' compensation if they were to become disabled, but the facts are too great to ignore.
Only 35% of workers applying for Social Security Disability Insurance (SSDI) claim payments in 2009 were approved.
Disability coverage provides money to replace loss of earned income while you're totally disabled from sickness or an accident.
Waiting periods available (the number of days before benefits begin) are 30, 60, 90, 180 or 365 days.
We write with various carriers and can access any type of employer group benefit such as medical, life/AD&D, prescription, dental, vision, disability, and long term care insurance.
Voluntary benefits are also available that can be offered to employees without being "sponsored" by the group.
Individual medical coverage with various carriers is also available and typically consists of medical, prescription, and a dental/vision discount card.
Voluntary benefits are also available that can be offered to employees without being "sponsored" by the group.
Individual medical coverage with various carriers is also available and typically consists of medical, prescription, and a dental/vision discount card.
We can write any type of home insurance whether it is occupied by you as the owner, or rented out to a tenant.
Property and liability coverage can be included.
We also can write renter's insurance for renters who are renting and only need personal property and premises personal liability coverage.
Personal umbrella polices are also available that provides additional liability protection in the event your primary liability policy limits are exhausted due to a claim.
A Home Insurance Quote form is available if you would like to submit your request to us online.
Property and liability coverage can be included.
We also can write renter's insurance for renters who are renting and only need personal property and premises personal liability coverage.
Personal umbrella polices are also available that provides additional liability protection in the event your primary liability policy limits are exhausted due to a claim.
A Home Insurance Quote form is available if you would like to submit your request to us online.
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