City Building Owners Insurance Program
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City Building Owners Insurance Program
Insurance for landlord, apartment building owners and homeowners in New York, New Jersey and Connecticut. Thank you very, very much for the great deal. When we learned our insurer was abandoning the market, the immediate thought was "big increase." Instead, we are getting a much better price for the same coverage. I have been a customer of Somers Agency for at least 9 years.

Their customer service is outstanding, and my policy was written correctly. Less than a month ago, I totaled my SUV. Thank God I was not hurt, and my insurance policy included Premier New Car Replacement. I am so thankful that I chose an agency that knew what they were doing AND had my best interests in mind. Whenever I have a question or issue, someone is always helpful, courteous and focused on problem-solving.

Let me know when you're going to retire because that's when I'm going to sell my buildings. Thank you for providing such great service and helping us save so much money on insurance! We'll recommend your insurance agency to our friends.
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With more than 40 years of experience, we know where the industry has been and where it's going.
We know who's aggressively pricing coverage in certain areas to gain market share.
We know who specializes in waterfront properties.
We've researched who offers the best policies for brownstones.
We can tell you the best options for ensuring your expensive artwork, rare collections or antiques.
Most importantly, we constantly monitor the industry on your behalf, so when renewal time comes, you can make an informed decision about whether it makes sense to switch policies or companies.
Half our clients save money and receive the same level of coverage when they switch to us.
The other half receive better coverage for similar premiums.
Protects against water backup from the sewer system in your building (a common problem in NYC!)
As an independent broker, we recommend the insurance company and policy that best meets your needs, at the best price.
As a long-time customer, I have never had the kind of service from an insurance agency as I have from your personnel.
They are industrious, knowledgeable and have gone far above any expectations someone would have, all in a professional and congenial manner.
Take advantage of Stu Cohen's real estate and insurance expertise for information to help you build a more successful business.
Residential Building Insurance Planner - There are so many insurance policy options for residential buildings and properties; be sure you're getting the coverage you need and not paying for the coverage you don't.
Use our free planner to compare insurance policies to ensure you get the right coverage at the right price.
Our Personal Service Begins at Your Doorstep - Whether you manage multiple buildings or you own a single brownstone, we can help you get coverage that saves you money and help you manage your risks so you sleep better.
For someone who just purchased a $3.4 million building, a $2.6 million policy may seem insufficient.
However, the discrepancy typically comes down to the difference between market value and replacement value.
Market value reflects the amount for which the land and building will likely sell in the current real estate market.
Replacement value, on the other hand, reflects the cost of rebuilding the structure in a total loss.
This figure doesn't include the land value-only the structures to be replaced.
Insurance is probably something you think about when you buy your home.
Then, life takes over, and you never think about again.
If you pay your homeowner's insurance as part of your mortgage, you might not even be sure how much it costs.
But when a tree falls on your roof, someone trips on your steps or there's a burglary, flood or fire, you find out how good your policy is (or isn't).
We want you to know that you have the best policy at the best price for you: your home, your situation, your stuff.
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