Thomas Insurance Advisors
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For over 15 years the Thomas Insurance Advisors has been helping seniors find the right Medicare Plan. As an independent insurance agency, we don't have any loyalty towards any one company. The only loyalty we have is to YOU. Our agency is contracted with all of the top Medicare carriers and will find you the best plan at the best price! Our services are FREE.You hire us and we do the work for you without paying our agency anything.

We also can assist with Life, Auto, Home, Retirement, and Final Expense Plans.
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Jim began his Insurance career in 2001.
He started as an Agent, with major carriers such as Metlife, New York Life & Mass Mutual.
From there, he created an Independent Agency in 2007.
He currently represents more than 30 highly rated Insurance companies to meet his clients' needs.
JS Thomas Insurance Advisors now serves Georgia and surrounding states.
The products that he offers are Life, Health, Medicare, Auto & Home, as well as Annuities.
His primary focus is helping Seniors make informed decisions regarding their Medicare benefits.
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.
Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans.
If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare.
A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Then your Medigap policy pays its share.
Medicare offers prescription drug coverage to everyone with Medicare.
If you decide not to join a Medicare Prescription Drug Plan when you're first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty.
To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare.
Each plan can vary in cost and drugs covered.
These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some.
A: Assuming you have met the work-related eligibility requirements, you may begin enrollment into Medicare 90 days in advance of the month you turn 65.
A: Medicare does not have spousal or dependent coverage.
Medicare is individual.
If your spouse has reached age eligibility (65), then they can enroll in Medicare of their own accord 90 days in advance of the month they turn 65.
If the employer group has 20 eligible employees or more, and you're going to continue to work, then yes it's an option.
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