Hames
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Planning for your financial future can be a simple and exciting process. It is very difficult to reach a specific destination without a roadmap. We believe that your financial "roadmap" should be as unique as you are. At Hames & Co., we offer a unique planning process that is educational, informative, and effective. We would love to hear about your goals and dreams and help you create a plan to realize them.

Coverage that is aligned with your needs. We offer a variety of insurance products for your individual needs, flexible (competitive) coverage for your farm and family, simple solutions for protecting your income and information, full-service approach to serve your business needs, and protecting your family's future. We are privileged to serve the insurance and investment needs of local individuals, families and business owners.

Getting the right insurance coverage is an important part of protecting your investments, your lifestyle and your family's financial future. We have one simple belief: People still appreciate, expect, and deserve a personal relationship with those people or companies with whom they choose to do business.
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Our meetings with our clients or prospective clients are always informational and educational in nature.
We believe that you should never agree to investments or insurance policies because you feel pressured or because you feel frustrated and out of options.
We offer a comprehensive long term approach and perspective to insurance and investment planning.
We believe that you should always understand exactly what you are paying for and be confident that your plan suits your unique needs.
There are risks involved with investing which may include market fluctuation and possible loss of principal value.
We are privileged to serve the insurance needs of local individuals, families and business owners.
Getting the right insurance coverage is an important part of protecting your investments, your lifestyle and your family's financial future.
There are risks involved with investing which may include market fluctuation and possible loss of principal value.
Particular investments may not be suitable for certain situations.
Carefully consider the risks and possible consequences involved prior to making an investment decision.
What rate of return do you have to earn on your savings and investment dollars to be able to retire at your current standard of living and have your money last through your life expectancy?.
How much do you need to save on a monthly or annual basis to be able to retire at your current standard of living and have your money last through your life expectancy?.
Doing what you are currently doing, how long will you have to work to be able to retire at your current standard of living and have your money last through your life expectancy?.
Riskalyze is cutting edge technology that pinpoints your acceptable levels of risk and reward with unparalleled accuracy.
Riskalyze helps us ensure that your portfolio aligns with YOUR investment goals and expectations.
Together we can take the guesswork out of your financial future.
The first step is to take a 5 minute quiz that covers topics such as portfolio size, top financial goals, and what you're willingto risk for potential gains.
Then we'll pinpoint your exact Risk Number to guide our decision making process.
Well, there is no "best" type of life insurance.
Life insurance contracts are financial tools and what determines the proper tool is dependent upon what you are trying to achieve.
The correct answer as to the "right" amount of life insurance coverage - or - deciding if you even need to own life insurance - That answer is different for every person, because, every person has a unique set of financial beliefs, dreams, goals and obligations.
At Hames & Co., we offer a simple and understandable process to help guide our clients through the confusing world of life insurance.
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